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    <title>Heart &amp; Sold YYC : Blog : Latest Blog Posts</title>
    <link>https://heartandsoldyyc.com/blog.html</link>
    <description>Heart &amp; Sold YYC : Blog : Latest Blog Posts</description>
    <copyright>Copyright (C): Heart &amp; Sold YYC, https://heartandsoldyyc.com</copyright>
    <pubDate>Sat, 07 Mar 2026 09:40:01 GMT</pubDate>
    <dc:creator>Heart &amp; Sold YYC</dc:creator>
    <dc:date>2026-03-07T09:40:01Z</dc:date>
    <dc:rights>Copyright (C): Heart &amp; Sold YYC, https://heartandsoldyyc.com</dc:rights>
    <item>
      <title>New property listed in South Calgary, Calgary</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-south-calgary-calgary-8943547</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 303 1633 26 AVENUE SW in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2281801-303-1633-26-avenue-sw-calgary-t2t-2c7.108166911"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
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&lt;p&gt;&#xD;
RARE top-floor unit with NO shared walls with other condos and a sunny south-facing balcony. Welcome to Redwood Manor, where privacy meets comfort in this bright and well-maintained home. A skylight fills the kitchen with natural light, highlighting the stone countertops and functional layout.The inviting living space features a cozy wood-burning fireplace, while the south-facing private balcony is perfect for relaxing, enjoying warm summer evenings, or tending to your own container garden with ideal sun exposure. This home comes complete with all appliances, window coverings, and shelving, plus one assigned parkade parking stall and a storage locker — a rare feature in this complex and one of the only units that includes one. Located in the well-managed Redwood Manor complex, the $572.19 monthly condo fee includes heat, water, insurance, grounds maintenance, sewer, snow removal, trash, reserve fund contributions, and professional management. Situated in highly sought-after South Calgary, this inner-city location offers incredible convenience just minutes from downtown and within close proximity to the vibrant Marda Loop district, known for its trendy restaurants, boutique shopping, and local cafés including Our Daily Brett. Enjoy easy access to parks, schools, playgrounds, shopping, walking paths, and a community pool, making this a fantastic location for both lifestyle and convenience.&#xD;
&lt;/p&gt;</description>
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      <category>South Calgary, Calgary Real Estate</category>
      <pubDate>Sat, 07 Mar 2026 09:40:01 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-south-calgary-calgary-8943547</guid>
      <dc:date>2026-03-07T09:40:01Z</dc:date>
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    <item>
      <title>How Conditional Offers Are Making a Comeback</title>
      <link>https://heartandsoldyyc.com/blog.html/how-conditional-offers-are-making-a-comeback-8934359</link>
      <description>&lt;p class="block-p"&gt;During the pandemic era, home prices hit record highs, and &lt;a target="_blank" rel="" href="https://blog.remax.ca/how-to-win-in-a-competitive-housing-market/" data-type="link"&gt;competition&lt;/a&gt; for homes was intense. Buyers felt pressure to make clean offers with no conditions so their bids would have a chance of standing out.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;In 2026, the market is very different, and the conditional offer is back. This is good news for buyers, giving them more leverage and negotiating power. For sellers, the situation is more complex; navigating a conditional offer often comes with extra expenses, added hassles, and the possibility that the deal could fall through.&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;The Shift to a Balanced Market&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;&lt;a target="_blank" rel="" href="https://blog.remax.ca/canadian-housing-market-outlook/" data-type="link"&gt;Real estate experts&lt;/a&gt; are referring to 2026 as a “rebalancing year,” in which the market is expected to shift to a more buyer-leaning one. This change is being driven by more stable interest rates and increased inventory across the country.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;Prices in many centres are still high, but with competition for homes slowing, there’s less risk of bidding wars. Homeowners can still expect steady value improvements over time, but nowhere near the double-digit increases of five years ago.&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;Conditional Offer Meaning&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;A conditional offer is a tentative agreement to purchase a home. The sale only becomes final if certain conditions are met before the closing date. Common conditions are:&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Financing Condition&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;A conditional offer subject to financing gives buyers time to finalize their mortgage. Even if the buyer has &lt;a target="" rel="" href="https://blog.remax.ca/can-i-be-denied-a-mortgage-after-pre-approval/" data-type="link"&gt;preapproval&lt;/a&gt;, their lender still needs to &lt;a target="" rel="" href="https://blog.remax.ca/difference-home-appraisal-current-market-assessment-2/" data-type="link"&gt;appraise&lt;/a&gt; the property, verify the buyer’s income, and run final credit checks. A financing condition allows the buyer to walk away from the deal if the mortgage is denied or other financing falls through.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Home Inspection Condition&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;A conditional offer subject to a &lt;a target="_blank" rel="" href="https://blog.remax.ca/navigating-home-inspections-a-guide-for-first-time-buyers/" data-type="link"&gt;home inspection&lt;/a&gt; ensures that the buyer knows about major condition issues with the home before the deal closes. This condition allows buyers to negotiate a lower price or compel the seller to make repairs. If these efforts fail, the buyers have the right to walk away.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;During a hot market, buyers often waive the home inspection contingency. Although this makes their offer more competitive, it also introduces the risk of expensive repairs years into the future.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Sale of Current Home Condition&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;An offer conditional on the sale of the buyer’s home ensures that the buyer won’t be carrying two mortgages at once. It also removes timing uncertainty and reduces the stress on the buyers of having to sell their current home quickly, potentially at a reduced price.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Title Search Condition&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;A &lt;a target="_blank" rel="" href="https://blog.remax.ca/real-estate-definition-title-search/" data-type="link"&gt;title search&lt;/a&gt; ensures there are no claims against the property’s legal title, such as liens against the property or other legal encumbrances. A conditional offer subject to a title search guarantees that the title is free and clear and the property is, in fact, the seller’s to sell.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Condo Document Review&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;If you’re buying a condo, check to make sure the condo corporation is financially sound and operating responsibly. Making your offer conditional on a document review means you’ll be able to see financial statements, meeting minutes, and bylaws. Documents can reveal issues like upcoming &lt;a target="_blank" rel="" href="https://blog.remax.ca/what-is-a-condo-special-assessment/" data-type="link"&gt;special assessments&lt;/a&gt;, building maintenance problems, or ongoing conflicts within the condo board.&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;Why a Conditional Offer is Better for the Buyer&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;The return of the conditional offer benefits buyers in important ways:&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Making Informed Decisions&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Without conditions, you’re buying a major asset without examining it closely. You get one or two showings, but after that, what you see (or don’t see) is what you get. This could work out fine, but it could also cost you hundreds of thousands of dollars down the road.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Protection If Financing Falls Through&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Making your conditional offer subject to financing means that if you don’t secure the funding to buy the home, you don’t have to go through with the deal. Without this condition, you could end up desperately searching for financing from a predatory lender or having to borrow from family or friends.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Peace of Mind&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;A conditional offer gives you time and space to make calm decisions. You’ll feel less pressured to go through with a financially questionable purchase, and you’ll ultimately know that you made the best decision you could have.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Negotiating Power&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;A conditional offer gives you leverage in negotiations. When the seller knows a deal could fall through, they’re more likely to make concessions like lowering the price, doing repairs, or extending the closing timeline.&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;How to Use Conditions Strategically&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;The conditional &lt;a target="_blank" rel="" href="https://blog.remax.ca/how-to-make-an-offer-on-a-house/" data-type="link"&gt;offer&lt;/a&gt; is back, but is it wise to load up on conditions? Now always! Ultimately, you want an offer that’s likely to be accepted so that the process proceeds smoothly.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Keep Conditions Reasonable&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Sellers are more likely to accept your conditional offer if the conditions are fair and realistic. Don’t extend the timeline for financing and home inspection beyond what you really need. Line up your inspector and communicate with your lender in a timely manner to keep things moving along.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Work with a Reputable Real Estate Agent&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;A good &lt;a target="_blank" rel="" href="https://blog.remax.ca/7-questions-ask-real-estate-agent-commit/" data-type="link"&gt;real estate agent&lt;/a&gt; will help you structure an offer that has an excellent chance of success. Count on their experience and knowledge of local standards to tell you which conditions to include.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Keep Conditions That Are Important to You&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Even in a balanced market, you might feel pressured to waive certain conditions. It can be tempting to do this to ensure a successful offer. Go with your instincts on this, especially if you’re new to &lt;a target="_blank" rel="" href="https://blog.remax.ca/remax-homebuyers-guide/" data-type="link"&gt;home buying&lt;/a&gt;. If it doesn’t feel right to you to waive a condition, include it in your offer.&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;Removing Conditions&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;Once conditions are met, they’re removed from the offer, and the deal becomes binding. Before this happens, review the inspection report, the report on the title search, the appraisal, and your financing paperwork. If there’s anything you don’t understand, consult with your &lt;a target="_blank" rel="" href="https://blog.remax.ca/how-to-choose-a-real-estate-agent/" data-type="link"&gt;agent&lt;/a&gt; or a &lt;a target="_blank" rel="" href="https://blog.remax.ca/what-does-real-estate-lawyer-do/" data-type="link"&gt;real estate lawyer.&lt;/a&gt;&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;If, on the other hand, a condition in your conditional offer is not met, you can walk away, and your &lt;a target="_blank" rel="" href="https://blog.remax.ca/deposit-vs-down-payment-on-a-house/" data-type="link"&gt;deposit&lt;/a&gt; will be returned.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;Conditions are there to protect you from making a risky financial deal. It can be easy to get distracted from this reality when you’re looking for your dream home, so stay focused: you’re buying a place to live but also investing in a major asset. Rely on a trusted real estate agent for your best advice, and when in doubt, ask questions!&lt;/p&gt;</description>
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      <pubDate>Thu, 05 Mar 2026 16:00:00 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/how-conditional-offers-are-making-a-comeback-8934359</guid>
      <dc:date>2026-03-05T16:00:00Z</dc:date>
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    <item>
      <title>How to Choose Between a Condo, Townhouse or Detached Home</title>
      <link>https://heartandsoldyyc.com/blog.html/how-to-choose-between-a-condo-townhouse-or-detached-home-8934358</link>
      <description>&lt;p class="block-p"&gt;Purchasing your first home is an exciting and monumental step, filled with dreams of finding the perfect place to call your own. Imagine a cozy condo nestled in the heart of the city, where modern amenities and vibrant urban life are just an elevator ride away, a charming townhome offering a balanced blend of community and privacy with shared spaces that foster a sense of belonging, or a spacious detached home where you can relish in the tranquillity of your own yard, free to customize every inch to your heart’s desire. The choice between a condo, townhouse or detached home can be tough for the first-time homebuyer. Let’s take a closer look at these options.&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;The Pros and Cons of a Condo, Townhouse or Detached Home&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;&lt;strong&gt;Condo Pros:&lt;/strong&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;The condominium association often handles routine upkeep and repairs.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Access to &lt;a target="_blank" rel="" href="https://blog.remax.ca/5-swanky-condo-amenities-buyers-swoon-for-but-rarely-or-never-use/" data-type="link"&gt;amenities such as pools, gyms, and recreational areas&lt;/a&gt;.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Enhanced security features, including gated entrances and surveillance systems.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Often priced lower than a townhouse or detached home&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p" style="text-align: start"&gt;&lt;strong&gt;Cons:&lt;/strong&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;Monthly &lt;a target="_blank" rel="" href="https://blog.remax.ca/what-do-condo-fees-actually-cover/" data-type="link"&gt;condo or strata fees&lt;/a&gt; for maintenance and amenities can add up.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Shared walls and common areas mean less privacy, less personal space, and potential noise.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Condominium rules may limit renovations, pet ownership, and other activities.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;If the condo does not have a healthy reserve fund, special assessments can be costly.&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p" style="text-align: start"&gt;&lt;strong&gt;Townhome Pros:&lt;/strong&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;Enjoy more privacy than a condo while still being part of a community.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;If it is a condo townhome rather than freehold, the condo fees may cover some exterior maintenance like snow removal or even a community pool.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Non-freehold townhomes can be cheaper since you don’t own the land.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;An end-unit townhouse is like living in a semi-detached home with only one shared wall.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Priced lower than a detached home&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Heating costs are often lower since your neighbours insulate your home.&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p" style="text-align: start"&gt;&lt;strong&gt;Cons:&lt;/strong&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;Potential noise from neighbours due to shared walls.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;If it is a condo townhouse, you’ll pay regular maintenance fees for community maintenance and amenities.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Non-freehold townhomes mean you don’t own the land, which can impact long-term investment value.&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p" style="text-align: start"&gt;&lt;strong&gt;Detached Home Pros:&lt;/strong&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;No shared walls, offering complete privacy and control over your property.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Typically, larger living areas and outdoor spaces.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Greater freedom to modify and renovate your home as desired.&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p" style="text-align: start"&gt;&lt;strong&gt;Cons:&lt;/strong&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;All upkeep and repairs are your responsibility, which can be time-consuming and costly.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Generally higher purchase prices, property taxes, and insurance premiums.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;All homeownership responsibilities fall on you.&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;Factors Affecting First-Time Homebuyers&lt;/strong&gt;&lt;/h2&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Resale Value&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Detached homes often appreciate more steadily than condos and townhomes, but local conditions can significantly impact all property types. Location, community development, nearby amenities, and overall demand play a critical role in determining resale value. Homes in desirable neighbourhoods or with unique features typically enjoy higher resale values, making them a better long-term investment.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Maintenance&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Condos usually require the least maintenance, as the condo board handles exterior and common area upkeep. Townhomes require some exterior maintenance but typically less than detached homes. Detached homes demand full responsibility for all repairs and maintenance, which can be time-consuming and costly.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Noise&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Condo living often involves more noise due to shared walls, floors, and common areas. While soundproofing can mitigate this, it might come at an additional cost. &lt;a target="_blank" rel="" href="https://blog.remax.ca/advantages-of-living-in-a-townhouse/" data-type="link"&gt;Townhomes&lt;/a&gt; have shared walls with neighbours, resulting in potential noise, but generally less than in condos. Opting for an end unit can provide more privacy and less noise from adjacent homes. Detached homes offer the highest level of privacy and minimal noise from neighbours, making them ideal for those seeking a quieter living environment.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Land Ownership&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Non-freehold townhomes are often cheaper to purchase because you don’t own the land they sit on, reducing upfront costs but potentially affecting long-term investment value. Freehold properties, where you own both the home and the land (like detached homes and some townhomes), generally result in higher property values and more control over your property, making them a better investment over time.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Budget&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Condos are usually the most affordable, followed by townhomes, with detached homes typically being the most expensive. Ongoing costs, such as utilities, insurance, and property taxes, can vary by home type. Condos and townhomes might have lower utility costs due to shared systems but include &lt;a target="_blank" rel="" href="https://blog.remax.ca/condo-fees-heres-need-know/" data-type="link"&gt;condo or strata fees&lt;/a&gt;, whereas detached homes incur the total costs without others sharing the expenses.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Space and Layout&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Condos usually offer less square footage and limited outdoor space, making them ideal for individuals or small families who value low maintenance. Townhomes provide a middle ground with more space than condos, including some private outdoor areas suitable for small to medium-sized families. Detached homes offer the most space and flexibility, both indoors and outdoors, perfect for larger families or those seeking more privacy and the ability to customize their property.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Amenities and Services&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Condos often include access to pools, gyms, and other recreational facilities, providing convenience and potentially reducing the need for memberships elsewhere. Townhome communities may offer &lt;a target="_blank" rel="" href="https://blog.remax.ca/canadian-housing-survey-favours-local-amenities-convenience/" data-type="link"&gt;shared amenities like playgrounds, parks, and community centres&lt;/a&gt;, promoting a neighbourhood feel. Detached homes typically lack shared amenities but offer the freedom to install personal amenities tailored to your preferences, like a pool or garden.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;The choice between a condo, townhouse or detached home is an important one. Contact a REMAX agent to help you find the perfect home that meets all your needs.&lt;/p&gt;</description>
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      <pubDate>Tue, 03 Mar 2026 16:00:00 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/how-to-choose-between-a-condo-townhouse-or-detached-home-8934358</guid>
      <dc:date>2026-03-03T16:00:00Z</dc:date>
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      <title>New property listed in Strathmore Lakes Estates, Strathmore</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-strathmore-lakes-estates-strathmore-8936747</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 107 Strathmore Lakes COMMON in Strathmore. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2280272-107-strathmore-lakes-common-strathmore-t1p-1y7.108109704"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Welcome to 107 Strathmore Lakes Common – a rare and versatile property offering two homes on one lot in a highly desirable lake community with beautiful walking paths just steps away. The front home provides approximately 1,489 sq ft of main floor comfortable living space with an open-concept design, featuring a kitchen with island and pantry, and a bright living room anchored by a cozy gas fireplace. Enjoy a nicely sized primary bedroom complete with a five-piece ensuite featuring a Jacuzzi tub, separate shower, and dual sinks. A second bedroom and full main bathroom add flexibility, while the main-floor laundry with access to the double attached garage makes daily living easy and practical. Sliding doors lead to a ground-level deck that connects seamlessly to the charming front porch of the legal detached suite, creating excellent indoor-outdoor flow. The partially finished basement includes an additional bedroom, full bathroom, second laundry hookups, and a flexible space ideal for a home office or media room, with plenty of remaining space to customize to your needs. The second home offers outstanding flexibility for extended family or rental income. Its main floor includes a bedroom, kitchen, living room with its own gas fireplace, full bathroom, and laundry. The basement adds a media or office area, another bedroom, and a full bath, along with a single attached heated garage. This well-maintained property features vinyl siding with stone accents, asphalt shingle roofing, forced-air heating, and a brand-new hot water tank (2026). Two new windows were recently installed in the primary bedroom and ensuite (2026). Flooring throughout includes hardwood, ceramic tile, carpet, and linoleum. Parking is exceptional with a double attached garage, a single attached heated garage, and an extra-long driveway providing ample off-street parking. Enjoy a private yard, deck, and welcoming front porch, all within close proximity to schools, parks, playgrounds, shopping, street lighting, and scenic lake pathways. This is a truly unique opportunity offering space, flexibility, and income potential in a sought-after community.&#xD;
&lt;/p&gt;</description>
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      <category>Strathmore Lakes Estates, Strathmore Real Estate</category>
      <pubDate>Sun, 01 Mar 2026 09:22:49 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-strathmore-lakes-estates-strathmore-8936747</guid>
      <dc:date>2026-03-01T09:22:49Z</dc:date>
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      <title>Why Rent Prices Are Not Falling Like Everyone Expected</title>
      <link>https://heartandsoldyyc.com/blog.html/why-rent-prices-are-not-falling-like-everyone-expected-8934357</link>
      <description>&lt;p class="block-p"&gt;In mid 2024, rent prices dipped slightly in major Canadian cities. Analysts were hopeful that prices would continue to drop, and renters were looking forward to more affordable housing. If you’ve been watching Toronto rent prices, Vancouver rent prices, Calgary rent prices, or the overall Canada rent prices decline, you’ll have noticed that the dip didn’t turn into a sustained drop.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;So what is happening with the &lt;a target="_blank" rel="" href="https://blog.remax.ca/is-it-cheaper-to-rent-or-buy-in-canada-right-now/" data-type="link"&gt;rental market&lt;/a&gt; in Canada? Why are rents still so high in Canada’s urban centres, and is there any relief on the horizon for renters?&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;Rent Price Trends by City&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;The picture across Canada is not uniform. In each market, there are different factors driving rent prices.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Toronto Rent Prices&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Toronto rent prices did decline in 2024 and into early 2025. One-bedroom unfurnished units downtown dropped from $2365 a month in December 2024 to $2090 in December 2025. There were similar declines in other areas of the city.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;However, these declines were primarily for premium downtown apartments and smaller units. If you were looking to rent a two or three-bedroom apartment, Toronto rent prices largely remained the same.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Vancouver Rent Prices&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;In Vancouver, average rents fell by 5.8% in 2024. One-bedroom units that were going for $2760 dropped to about $2367 by early 2025. While this is a positive trend, it still doesn’t make housing affordable. Despite record vacancy rates and falling asking prices, the rents that Vancouver residents are paying are still extremely high by any reasonable standard and show no signs of major drops.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Calgary Rent Prices&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;In Calgary, rent prices have fluctuated in the last few years. After a 14% average annual rent increase in 2023, Calgary’s rents fell 7.2% in 2024, reaching an average of $1921 dollars. By early 2025, one-bedroom units were averaging around $1567. This drop in prices was driven by high levels of new construction and rising vacancy rates.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;This is good news for Calgary renters, but analysts are warning that the drops might not be long-lasting. The lowering of rents was driven by new construction and high vacancy rates, but building has since slowed, and demand will eventually catch up with supply. Although some rental decreases may be sustained, further drops are unlikely.&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;Why Rents Aren’t Falling&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;Although rents are falling slightly, they haven’t dipped as much as &lt;a target="_blank" rel="" href="https://blog.remax.ca/canada-nation-of-renters/" data-type="link"&gt;renters&lt;/a&gt; were hoping and industry-watchers were predicting. There are several factors responsible:&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;The Supply of Affordable Units Is Low&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;High levels of purpose-built &lt;a target="_blank" rel="" href="https://blog.remax.ca/should-i-buy-or-rent/" data-type="link"&gt;rentals&lt;/a&gt; were completed in 2024, and vacancy rates rose in most markets, but with high construction, land, and financing costs, the units that have become available are expensive.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;While middle and high-income people can afford these higher-priced new units, lower-income people have been priced out of these buildings. They continue to rent in older buildings with cheaper rents, where prices have not declined.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Tenant Turnover Has Increased&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;In rent-controlled markets, landlords have limits on how much they can increase rents for existing tenants. However, when a tenant leaves, they can charge the new tenant more. Tenant turnover has recently increased, which has led to higher average rent prices.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Construction Has Slowed&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Construction of new units has dropped off, putting upward pressure on rents. The more demand there is, the more landlords can charge. Ultimately, supply depends on whether developers are willing to start new construction, but in many centres, the incentives to build rental units are not there.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;The Population Is Continuing to Grow&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Although immigration has slowed, Canada is still welcoming newcomers. And they still need a place to live. Most new immigrants rent before they buy, often for several years. Even with slower population growth, Canada is still feeling the effects of years of undersupply, especially in affordable units, so current population increases are putting upward pressure on rents.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;High Rents Are “Sticky”&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Once rents reach a certain level, they tend to stay there or at least resist falling. Landlords have costs that they need to cover to earn a sustainable return on their investments. Expenses like borrowing costs, property taxes, insurance, maintenance, and utilities have only gone up in recent years, keeping rents at high levels.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Lack of Affordability Limits Tenant Mobility&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Some tenants continue to pay higher rents because moving is so expensive. Between first and last months’ rent, moving expenses, and possible overlap between leases, some tenants just can’t afford to move to a cheaper apartment. This keeps occupancy rates in more expensive buildings high and prevents the competition for tenants that would normally drive rents down.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Average Rent Figures Are Misleading&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;The term “average rent” doesn’t tell the whole story, especially not for people who are looking for a rental unit. Here’s why:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;Average rent calculations include units at all price levels, but lower-priced units get snapped up quickly, while more expensive ones sit on the market. For example, if you had 100 apartments &lt;a target="_blank" rel="" href="https://blog.remax.ca/buying-vs-renting-a-home-the-real-pros-cons-and-trade-offs/" data-type="link"&gt;renting&lt;/a&gt; at $1500 and 100 at $2000, the average rent would be $1750, but that doesn’t mean renters will be able to find an apartment for $1750.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Rent-controlled units skew averages. The same apartment under rent control might be priced at $1600, while it would cost $2400 to rent that unit as a new tenant. The average rent for that apartment might be $2000, but if you’re looking for a place, you’ll pay $2400 for it.&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p" style="text-align: start"&gt;Although average rent figures aren’t intentionally false, they do mean that “lower average rent” doesn’t translate to tenants actually paying lower rents.&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;Looking Ahead to Where Rents Are Going&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;If you were hoping for drastically lower rents in 2026, that’s unfortunately unlikely. Toronto rent prices, Vancouver rent prices, and Calgary rent prices are slightly lower on average, but a big decrease isn’t on the horizon.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;The fundamental problem is that Canada experienced years of undersupply. When developers responded with more construction, they faced rising material, labour, and permitting costs, along with a scarcity of affordable land. Although the increase in supply led to a temporary dip in rents, slowing construction means demand will eventually catch up.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;While this paints a bleak picture for renters, there’s cause for optimism. As the affordability crisis continues, Canadians and Canadian advocacy groups have put considerable pressure on politicians to free up funding for housing and implement policies that will lower housing costs. If these efforts succeed, there could be relief for renters in the near future.&lt;/p&gt;</description>
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      <pubDate>Fri, 27 Feb 2026 16:00:00 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/why-rent-prices-are-not-falling-like-everyone-expected-8934357</guid>
      <dc:date>2026-02-27T16:00:00Z</dc:date>
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      <title>New property listed in Hillview Estates, Strathmore</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-hillview-estates-strathmore-8924627</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 340 Highland CIRCLE in Strathmore. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2282828-340-highland-circle-strathmore-t1p-1v5.108014039"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
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&lt;p&gt;&#xD;
Welcome to this fully developed bungalow, perfectly situated on one of the largest private lots in a desirable, family-oriented neighbourhood. This beautifully maintained detached home offers comfort, functionality, and an exceptional outdoor retreat.
The inviting layout features high vaulted ceilings, natural woodwork, abundant storage, and a fully finished basement designed for everyday living and entertaining. The kitchen offers a pantry, ample cabinetry, and seamless flow into the dining area and main living room, making it ideal for family gatherings and hosting guests. This home includes five bedrooms and three full bathrooms across two levels, along with two fireplaces. A cozy wood-burning fireplace warms the main floor, while the lower level showcases a gas fireplace with stone and wood detailing, perfect for movie nights or relaxing evenings. Designed for modern comfort, the home features central air conditioning, a jetted tub, and a forced-air natural gas furnace (2021). Recent upgrades provide peace of mind, including a new asphalt shingle roof (2025), new Hardie Board siding (2025), hot water tank (2020), and an insulated double attached garage complete with mezzanine, water, and 220-volt power. The exterior truly shines with a large private backyard and expansive deck with custom-built privacy screening. Additional outdoor features include underground sprinklers, garden space, a fire pit, dog run, and hot tub (as-is), creating the perfect setting for relaxation or entertaining. Located in a family-friendly community with nearby schools, playgrounds, sidewalks, and street lighting, this home offers both lifestyle and convenience. A rare opportunity to enjoy indoor comfort and outdoor living in one exceptional package&#xD;
&lt;/p&gt;</description>
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      <category>Hillview Estates, Strathmore Real Estate</category>
      <pubDate>Sat, 14 Feb 2026 09:45:45 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-hillview-estates-strathmore-8924627</guid>
      <dc:date>2026-02-14T09:45:45Z</dc:date>
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      <title>CREB® Unveils 2026 Forecast Calgary and Region Yearly Outlook Report</title>
      <link>https://heartandsoldyyc.com/blog.html/creb-unveils-2026-forecast-calgary-and-region-yearly-outlook-report-8902495</link>
      <description>&lt;p class="block-p"&gt;The Calgary Real Estate Board (CREB®) is excited to announce the release of its 2026 Forecast Calgary and Region Yearly Outlook Report.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;This comprehensive report, prepared by CREB® Chief Economist Ann-Marie Lurie, provides an in-depth analysis of Calgary's economic and housing market trends for the upcoming year.&amp;nbsp;&lt;br&gt;&lt;br&gt;The 2026 report highlights how rising starts over the past several years are translating into supply growth at a time when demand is shifting due to slowing migration and shifting economic conditions.&amp;nbsp; &amp;nbsp;&lt;br&gt;&lt;br&gt;“In 2025, the market transitioned from one that favoured the seller to more balanced conditions, as improving supply in the new home, rental and resale markets occurred just as demand returned to more typical levels. This took much of the pressure off home prices last year, especially in the apartment and row segments,” said Ann-Marie Lurie, Chief Economist at CREB®.&amp;nbsp;&amp;nbsp;&lt;br&gt;&lt;br&gt;Lower migration levels, stable employment and interest rates are expected to prevent any substantial change in demand in 2026. However, supply pressures are expected to continue as 26,000 units that are currently under construction are completed over the new few years.&amp;nbsp;&lt;br&gt;&lt;br&gt;“Much of the supply growth will be apartment-style rental and ownership units, and while starts are expected to ease this year, it will take time to absorb the supply, considering the weaker migration levels. Ultimately, this will continue to place downward pressure on prices for apartment- and row-style homes. Meanwhile, conditions are more balanced for detached and semi-detached homes, supporting relative price stability for those homes,” Lurie added.&amp;nbsp;&lt;br&gt;&lt;br&gt;The report also notes there are several factors that could impact the housing market over the next few years. The recently signed memorandum of understanding (MOU) between the federal and provincial government provides upside risk to the forecast, as shifts in federal regulatory barriers affecting the energy sector may encourage both confidence and investment in Calgary. On the downside, the renegotiation of the Canada-United States-Mexico Agreement (CUSMA) this year could create additional uncertainty. Combined with lower energy prices, this could potentially slow positive momentum in business investment activity.&amp;nbsp;&lt;br&gt;&lt;strong&gt;&lt;br&gt;&lt;/strong&gt;&lt;a target="_blank" rel="" href="https://www.creb.com/-/media/Public/CREBcom/Housing_Statistics/2026_Forecast/2026_Forecast_Report.pdf" data-type="link"&gt;&lt;strong&gt;Click here&lt;/strong&gt;&lt;/a&gt; to read the full CREB® 2026 Forecast Calgary and Region Yearly Outlook Report.&lt;/p&gt;</description>
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      <pubDate>Thu, 05 Feb 2026 16:00:00 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/creb-unveils-2026-forecast-calgary-and-region-yearly-outlook-report-8902495</guid>
      <dc:date>2026-02-05T16:00:00Z</dc:date>
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      <title>Five neighbourhoods that Calgarians love</title>
      <link>https://heartandsoldyyc.com/blog.html/five-neighbourhoods-that-calgarians-love-8902494</link>
      <description>&lt;p class="block-p"&gt;Calgary is the sixth best city to live in Canada (16 spots ahead of Edmonton!), according to &lt;a target="_blank" rel="" href="https://www.numbeo.com/quality-of-life/rankings.jsp" data-type="link"&gt;Numbero’s 2026 Quality of Life Index&lt;/a&gt;, which compares hundreds of cities around the world and ranks them based on everything from affordability and climate to health care, safety and even traffic.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;With a population of over 1.7 million, Calgary has 200 neighbourhoods to choose from. As this is the month for love, we did some research and found the top five neighbourhoods that Calgarians love, to live in or visit.&amp;nbsp;&lt;/p&gt;&lt;h4 style="text-align: start"&gt;&lt;strong&gt;1. Inglewood (SE)&lt;/strong&gt;&lt;/h4&gt;&lt;p class="block-p" style="text-align: start"&gt;As Calgary's oldest neighbourhood, Inglewood is also home to art galleries, international food restaurants, boutiques, the &lt;a target="_blank" rel="" href="https://www.calgary.ca/parks/inglewood-bird-sanctuary.html" data-type="link"&gt;bird sanctuary&lt;/a&gt;, and a vibrant night market in the summer. It's a neighbourhood with a soulful atmosphere that captivates families, creatives and nature lovers alike.&lt;/p&gt;&lt;h4 style="text-align: start"&gt;&lt;strong&gt;2. Beltline (City Centre)&lt;/strong&gt;&lt;/h4&gt;&lt;p class="block-p" style="text-align: start"&gt;With a walkable score of 91, the Beltline offers access to over 100 restaurants, lounges and cafes, as well as parks, shops, amenities, and lively murals that uplift the street energy all year long. You can witness the community spirit on a hockey night, walking down the “&lt;a target="_blank" rel="" href="https://wherecalgary.ca/2023/06/27/17th-ave-explore-the-red-mile/" data-type="link"&gt;Red Mile&lt;/a&gt;” from the Scotiabank Saddledome to the trendy section of 17th Avenue.&amp;nbsp;&lt;/p&gt;&lt;h4 style="text-align: start"&gt;&lt;strong&gt;3. Kensington (NW)&lt;/strong&gt;&lt;/h4&gt;&lt;p class="block-p" style="text-align: start"&gt;Kensington offers many gems for residents and visitors alike. With numerous businesses and an easy access to transit, the Bow River and Downtown, as well as a &lt;a target="_blank" rel="" href="https://www.regalcatcafe.com/" data-type="link"&gt;cat café&lt;/a&gt; and an &lt;a target="_blank" rel="" href="https://www.theplaza.ca/" data-type="link"&gt;historic cinema&lt;/a&gt;– there’s never a dull day in the neighbourhood.&amp;nbsp;&lt;/p&gt;&lt;h4 style="text-align: start"&gt;&lt;strong&gt;4. Bowness (SW)&lt;/strong&gt;&lt;/h4&gt;&lt;p class="block-p" style="text-align: start"&gt;Bowness is loved by Calgarians due to its diversity, wonderful local businesses, memorable landscapes and numerous opportunities for outdoor recreation thanks to the iconic &lt;a target="_blank" rel="" href="https://www.calgary.ca/parks/bowness-park.html" data-type="link"&gt;Bowness Park&lt;/a&gt;. During the winter, Bowness Park becomes a winter wonderland with its lagoon transforming into a 1.6 km ice skating trail. In the summer, there’s plenty of space for jogging, canoeing, and mingling among the various picnic tables, surrounded by lush trees.&amp;nbsp;&lt;/p&gt;&lt;h4 style="text-align: start"&gt;&lt;strong&gt;5. Saddleridge (NE)&lt;/strong&gt;&lt;/h4&gt;&lt;p class="block-p" style="text-align: start"&gt;A favourite for young families, Saddleridge is a community that continues to grow. With a variety of schools, easy access to transit and to the airport, the Saddlecreek Ponds and Bear Park, Saddleridge is also home to the &lt;a target="_blank" rel="" href="https://genesis-centre.ca/" data-type="link"&gt;Genesis Centre&lt;/a&gt;, which hosts a variety of cultural celebrations and events throughout the year.&amp;nbsp;&amp;nbsp;&lt;/p&gt;</description>
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      <pubDate>Tue, 03 Feb 2026 16:00:00 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/five-neighbourhoods-that-calgarians-love-8902494</guid>
      <dc:date>2026-02-03T16:00:00Z</dc:date>
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      <title>How to Buy a House When Mortgage Rates Are High</title>
      <link>https://heartandsoldyyc.com/blog.html/how-to-buy-a-house-when-mortgage-rates-are-high-8898673</link>
      <description>&lt;p class="block-p"&gt;One of the most daunting things about buying a house is the finances. Between negotiating the purchase price and handling surprise expenses like closing costs, home-buying money matters can be overwhelming.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;With interest rates up, you may be wondering if &lt;a target="_blank" rel="" href="https://blog.remax.ca/how-to-buy-a-house-in-canada/" data-type="link"&gt;home buying&lt;/a&gt; is still affordable. Learning the strategies for dealing with high mortgage rates will help you feel more confident going forward.&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;What Is a High Interest Rate for a House?&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;Interest rates are always in the news because of their wide-ranging impact on the economy and our everyday lives. But what is a high interest rate for a house, and when is it too high to buy? The answer depends on what you’re comparing the current rate to: historical rates, the rates other people are getting, or the rates you can afford.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;What Is a High Interest Rate for a House Overall?&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Overall, a &lt;a target="_blank" rel="" href="https://blog.remax.ca/what-is-a-mortgage/" data-type="link"&gt;mortgage&lt;/a&gt; interest rate of 8% or more would be considered high in today’s market. Under the current economic conditions, these guidelines apply:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;Below 6% is low to moderate&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;6% – 7.5% is normal&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;5% – 8% is borderline high&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;10% is very high by today’s standards&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p" style="text-align: start"&gt;Historical context is important. Whereas 8% might seem astronomical, homebuyers in the early 1980s were paying over 20% in some cases. Fortunately, when rates do go up, they increase gradually, and it’s unlikely we’ll see anything like 1980s rates in Canada anytime soon!&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;What Is a High Interest Rate for a House Compared to Other Borrowers&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;An interest rate might also be “high” if it’s noticeably above what other borrowers are getting. Watch for this if:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;Your rate is 1% to 2% higher than the average for borrowers with good credit.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;You have a strong credit score, but your quotes are still above the market.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;You have stable income and low debt, but you’re being offered higher rates.&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p" style="text-align: start"&gt;If this is the case, the rate isn’t universally high; it’s high &lt;em&gt;for you&lt;/em&gt;. Since even a fraction of an interest point can add thousands of dollars to your loan over its lifetime, it’s worth investigating options. Try getting &lt;a target="_blank" rel="" href="https://blog.remax.ca/getting-multiple-mortgage-quotes/" data-type="link"&gt;multiple mortgage quotes&lt;/a&gt;, look into your credit reports to see if there are errors, and ask lenders about the discrepancy.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;What Is a High Rate of Interest for a House in Your Financial Situation?&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;A mortgage rate might be high given your personal budget and long-term plans, even if the rate itself isn’t objectively high. For example, a rate might be high under your current circumstances if:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;The payments stretch your monthly budget beyond what’s comfortable for you.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Your income is variable, and you’re not sure if your payments will be within reach each month.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;The home you’re looking at is at the top of your price range.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;A higher rate makes your loan approval less certain.&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p" style="text-align: start"&gt;If any of these ring true, the rate is high &lt;em&gt;for you right now&lt;/em&gt;. That doesn’t mean you can’t buy a home; with the right strategies and advice from experienced professionals like a good real estate agent and financial planner, you’ll be on the path to home ownership.&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;Interest Rates and House Prices&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;If you’re thinking about how to buy a house in today’s market, you may be wondering, “Do higher interest rates cause lower house prices? If so, how does that play into my home-buying strategy?”&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;Interest rates can put downward pressure on home prices. When mortgage rates rise, borrowing is more expensive, and buyers can’t afford as much. Demand then decreases, forcing sellers to lower prices. However, the effect of interest rates on prices isn’t immediate, and it can be cancelled out by other factors that influence home prices, such as population growth, economic conditions, and demand in specific areas.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;The bottom line? Don’t count on higher interest rates to cause lower house prices. Instead, focus on other strategies to find a house that meets your needs and suits your budget.&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;Strategies for How to Buy a House with High Mortgage Rates&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;Buying a home when &lt;a target="_blank" rel="" href="https://blog.remax.ca/10-tips-for-getting-the-best-mortgage-rate-in-canada-2/" data-type="link"&gt;mortgage rates&lt;/a&gt; are high doesn’t necessarily mean being house poor or spending years juggling debt. The key is to plan a solid strategy and execute it in consultation with your lender, financial planner, and real estate agent. Here’s how to buy a house when the numbers are tight:&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Understand Your Budget&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Be realistic about what you can afford by running the actual numbers. A mortgage calculator can be helpful; make sure you include your down payment, closing costs, and the “hidden costs” of home ownership.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;Getting &lt;a target="_blank" rel="" href="https://blog.remax.ca/5-reasons-why-you-should-get-pre-approved-for-a-mortgage/" data-type="link"&gt;preapproved&lt;/a&gt; for a mortgage is the next important step. That will give you a better sense of what you can afford. With a preapproval, you’ll also be in a better position to negotiate your home price; sellers prefer deals that won’t fall through due to financing shortfalls.&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;Improve Your Financials&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;A key aspect of how to buy a house in any economy is to strengthen your financial profile:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;Improve your &lt;a target="_blank" rel="" href="https://blog.remax.ca/how-does-your-credit-score-affect-your-mortgage-interest-rate-2/" data-type="link"&gt;credit score&lt;/a&gt; by paying down debt, avoiding new credit cards or loans, and checking your credit report for errors.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Increase your &lt;a target="_blank" rel="" href="https://blog.remax.ca/how-much-is-a-down-payment-on-a-house/" data-type="link"&gt;down payment&lt;/a&gt; if possible.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Look for ways to improve your income or make it more stable.&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p" style="text-align: start"&gt;Going into preapproval with these pieces in place will help you get a higher preapproval amount and a better rate.&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;Lower Your Loan Amount&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;A lower loan amount will make your monthly payments more affordable. You can borrow less by:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;Negotiating aggressively on price, with the help of your real estate agent.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Saving for a bigger &lt;a target="_blank" rel="" href="https://blog.remax.ca/down-payment-options-in-canada/" data-type="link"&gt;down payment&lt;/a&gt;.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Getting a co-borrower.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Thinking slightly outside your preferred area by exploring the surrounding neighbourhoods.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Buying a home that needs improvements (taking into consideration the cost of the improvements).&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Using a &lt;a target="_blank" rel="" href="https://blog.remax.ca/what-qualifies-as-a-first-time-homebuyer-in-canada/" data-type="link"&gt;first-time homebuyers’ program&lt;/a&gt;. In Canada, this includes the First Home Savings Accounts (FHSA), the Home Buyers Plan (HBP), the Home Buyers Amount (a non-refundable tax credit) and the GST/ HST New Housing Rebate. There are also provincial and municipal programs available in some regions&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;Explore Mortgage Options&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;When thinking about how to &lt;a target="_blank" rel="" href="https://blog.remax.ca/remax-homebuyers-guide/" data-type="link"&gt;buy a home&lt;/a&gt; when rates are high, look into options like &lt;a target="_blank" rel="" href="https://blog.remax.ca/understanding-fixed-vs-variable-rate-mortgages/" data-type="link"&gt;variable rate mortgages&lt;/a&gt; and longer amortization periods. You can always refinance later when circumstances change; you won’t be locked into the decisions you make today. Your lender can help you with options and long-term planning.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;There’s no single best strategy for how to buy a home when interest rates are high. The right approach depends on your goals, your needs, and your financial circumstances. Working closely with experienced professionals like a real estate agent, financial planner, and lender can set you on a successful course to home ownership!&lt;/p&gt;</description>
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      <pubDate>Fri, 30 Jan 2026 16:00:00 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/how-to-buy-a-house-when-mortgage-rates-are-high-8898673</guid>
      <dc:date>2026-01-30T16:00:00Z</dc:date>
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      <title>How to Budget for Your First Year of Homeownership</title>
      <link>https://heartandsoldyyc.com/blog.html/how-to-budget-for-your-first-year-of-homeownership-8898672</link>
      <description>&lt;p class="block-p"&gt;When you &lt;a target="_blank" rel="" href="https://blog.remax.ca/is-it-cheaper-to-rent-or-buy-in-canada-right-now/" data-type="link"&gt;rent&lt;/a&gt;, your landlord quietly pays for things like building insurance, major repairs, property taxes and often some utilities. When you buy, all of that shifts onto your shoulders. If you shop only by focusing on the &lt;a target="_blank" rel="" href="https://blog.remax.ca/10-tips-for-getting-the-best-mortgage-rate-in-canada-2/" data-type="link"&gt;mortgage payment&lt;/a&gt; alone, you risk saying yes to a home that works on paper but feels suffocating in real life. The goal is simple, before you buy, zoom out from just the mortgage and look at the full cost of owning and running the home for a year, including the less obvious expenses of a house that do not show up in a basic payment calculator.&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;Breaking Down the Key Costs to Plan for Your First Year&lt;/strong&gt;&lt;/h2&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Mortgage, Property Tax and Insurance&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Start with your all-in mortgage payment. That covers the principal, the interest, and, if your &lt;a target="_blank" rel="" href="https://blog.remax.ca/how-much-is-a-down-payment-on-a-house/" data-type="link"&gt;down payment&lt;/a&gt; is under 20 percent, mortgage default insurance that is usually added to the loan. Next, add your annual property taxes, based on the home’s assessed value, and your home insurance, which lenders almost always require. If you are buying a condo or townhome, factor in condo or strata fees as well, because they pay for building insurance, shared services and future repairs. These core payments are the expenses of owning a house that you will face every single year, and they form the base of your budget.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;Around closing, you also need to account for several one-time costs. These include the inspection, appraisal, legal fees, land transfer tax, &lt;a target="_blank" rel="" href="https://blog.remax.ca/what-does-title-insurance-cover/" data-type="link"&gt;title insurance&lt;/a&gt;, a possible survey, tax or utility adjustments with the seller, and the cost of moving. They do not repeat every month, but they do hit your bank account in year one. In Canada, these closing costs often add up to roughly 1.5 to 4 percent of the purchase price. Treat them as part of your overall first-year budget, not as an afterthought you figure out at the last minute, especially once you add them to all your other house expenses.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Monthly Running Costs: Utilities and Services&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Next is what it costs to actually live in the home each month. That usually includes electricity, gas or heating oil, water, sewer, and any garbage or recycling charges in your city. On top of that, most households will have internet and maybe basic TV or home phone, plus any services you outsource like lawn mowing, snow removal or regular pest control. These are the bills that show up again and again, and together they make up a large part of what it really costs to keep the lights on and the home comfortable.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;If you are coming from a small or well-insulated apartment where heat or water was included, expect these amounts to be higher in a larger home. Ask the seller or your agent for recent utility bills and base your budget on one of the expensive months, such as the coldest winter or hottest summer bill. That way, seasonal spikes feel normal instead of like a nasty surprise, and you can fit these house expenses into your monthly cash flow without constant stress.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Maintenance, Repairs and Big Ticket Fixes&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;As a homeowner, you pay for everything that breaks or wears out. That means small fixes like leaky taps, running toilets, sticky doors and tired caulking. It also means bigger jobs, such as servicing or eventually replacing your furnace, AC, hot water tank and major appliances like the fridge, stove, dishwasher, washer and dryer. Outside, you need to plan for roof work, gutter cleaning, driveway cracks, siding touch-ups and occasional pest control to keep unwanted guests out. These jobs might not happen often, but when they do, they can be some of the most significant expenses of a house you will face.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;A useful rule of thumb is to expect to spend around 1 to 3 percent of your home value per year on maintenance and repairs, depending on age and condition. Your home inspection is your best roadmap, so note anything the inspector says should be dealt with in the next one to three years, such as an older roof or water heater, and assume those items will need real money sooner rather than later. Thinking this way also helps you compare long-term patterns like condo fees vs house expenses, since both are ultimately about paying for upkeep, just in different ways.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Setting Up Your Home From Scratch&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;If you are moving from an apartment and almost nothing fits or works in the new place, assume you are starting from zero. In the first year, you will likely need proper beds and frames, a sofa and chairs that suit the new living room, a dining table and chairs, some storage such as dressers, shelves and closet systems, window coverings for privacy and sleep, plus basic rugs and lamps so rooms do not feel bare. You will also need infrastructure that many renters do not own yet, including a simple tool kit, cordless drill, step stool, ladder and basic safety gear like fire extinguishers and smoke or carbon monoxide detectors where needed.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;Then there is the seasonal gear. Spring and summer may demand a lawn mower or lawn service, a trimmer, hose, rake and basic gardening tools. Fall can add leaf rakes or blowers and gutter tools. Winter often means snow shovels, ice melt, ice choppers, heavy door mats, boot trays and possibly a snow blower or paid plow service if you have a bigger driveway. If you go in expecting that nothing from the apartment will be enough, you can plan these costs in stages instead of panic buying everything on a credit card after you move in.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Cash Buffer for Emergencies and First Year Mistakes&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;Finally, you will want a cash buffer that covers two things: genuine emergencies and normal first-year mistakes. Emergencies are the big ones; losing part of your income, a furnace that dies in January, a serious leak, situations where not paying is not really an option. For those, it helps to have some money parked in a plain savings account that you only touch when something truly important breaks, and when putting the cost on a credit card would be hard to manage.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;Then there are the learning costs of being new at this, such as buying the wrong part and needing to replace it, calling in a professional to fix a do-it-yourself attempt, overpaying your first contractor or damaging something while figuring out maintenance. A simple, practical move is to open a small, separate savings account and send a set amount there every month. When one of those inevitable expenses pops up, you pay from that account on purpose instead of reaching for high-interest debt.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;If you build your budget around these areas before you buy, and think frankly about all the owning a house expenses that will come with your purchase, your first year of homeownership is far more likely to feel manageable and not like a financial trap.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;Ready to own instead of just browsing? Talk to a local REMAX agent to compare condo fees vs house expenses and see what you can actually afford. Message us today and get moving.&lt;/p&gt;</description>
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      <pubDate>Wed, 28 Jan 2026 16:00:00 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/how-to-budget-for-your-first-year-of-homeownership-8898672</guid>
      <dc:date>2026-01-28T16:00:00Z</dc:date>
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      <title>Open House. Open House on Saturday, January 31, 2026 12:30PM - 2:30PM</title>
      <link>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-january-31-2026-1230pm---230pm-8901361</link>
      <description>&lt;div class='listing-banner listing-banner-OPEN-HOUSE' style='background-color: #1f993b' data-banner='OPEN HOUSE' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
Please visit our Open House at 84 Quarry LANDING SE in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2279854-84-quarry-landing-se-calgary-t2c-5e4.107711112"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
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Open House on Saturday, January 31, 2026 12:30PM - 2:30PM&#xD;
&lt;/p&gt;&#xD;
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Situated in the prestigious river community of Quarry Park, this exceptionally upgraded detached residence offers a rare blend of refined luxury, intelligent automation, and meaningful infrastructure investment—creating a truly turnkey opportunity in one of Calgary’s most sought-after locations. From the moment you arrive, the home makes a statement. A $30K extended exposed-aggregate and stamped-concrete driveway (2024) provides three-car parking and a front-yard patio, framed by maintenance-free front landscaping(2024). The fully landscaped backyard (2018) features patios, walkways, greenscapes, and sod replacement, all supported by a full irrigation system and enhanced by Kichler outdoor lighting (2024). BriteHouse permanent full-perimeter lighting (2025) adds year-round curb appeal and convenience. Outdoor living is elevated with a custom cedar deck and pergola, complete with privacy screens, integrated lighting, and a natural gas fireplace mortared in place. The chef-inspired kitchen blends warmth, craftsmanship, and function with rich cabinetry, stone detailing, exposed beams, and an expansive island with seating. A walk-through pantry adds exceptional storage and seamless flow, keeping the main kitchen beautifully organized. The large bonus room provides the perfect family space, while the upper-floor recessed balcony offers an elegant retreat to enjoy a glass of wine while watching the sunset. The fully finished, insulated double attached garage features in-floor radiant heating powered by the tankless hot water system, MotoFloor garage tiles, full-length shelving, and impressive vertical storage—delivering year-round comfort and exceptional functionality. Inside, architectural details and premium finishes continue with 9’ ceilings and 8’ doors, vaulted and beamed elements, and birch hardwood flooring throughout the main floor (2021). Custom Calgary Window Fashions drapery and valances (2022), custom laundry cabinetry (2021), and Spectra Light window film—tinted in the bonus room and frosted on the main floor (2020)—add tailored sophistication, privacy, and comfort. Extensive mechanical upgrades provide peace of mind, including flood-proofing measures suitable for flood-fringe areas, a suspended furnace, sump pump, and a tankless hot water heater supplying both domestic hot water and the garage’s radiant floor heating. Notably, no homes in Quarry Park sustained water damage during the 2013 floods. The home is fully integrated with Control4 smart-home automation, professionally installed and supported by smartSPACE Solutions, with optional ADT/Telus security integration. Steps from river pathways, parks, schools, and shopping, this meticulously upgraded residence delivers an exceptional luxury lifestyle in one of Calgary’s most desirable communities.&#xD;
&lt;/p&gt;</description>
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      <category>Douglasdale/Glen, Calgary Real Estate</category>
      <pubDate>Tue, 27 Jan 2026 09:42:40 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-january-31-2026-1230pm---230pm-8901361</guid>
      <dc:date>2026-01-27T09:42:40Z</dc:date>
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      <title>How to Save for a Down Payment Without Feeling Broke</title>
      <link>https://heartandsoldyyc.com/blog.html/how-to-save-for-a-down-payment-without-feeling-broke-8898671</link>
      <description>&lt;p class="block-p"&gt;&lt;a target="_blank" rel="" href="https://blog.remax.ca/10-tasks-to-do-now-if-you-plan-to-buy-a-home-in-2026/" data-type="link"&gt;Buying a home&lt;/a&gt; in Canada can feel both exciting and a bit out of reach. A down payment does not have to stay a distant dream or something you only think about in passing. Once you start building a plan for how to save for a house that fits your real life, it becomes much more manageable. With a bit of structure, a few simple money habits, and a clear sense of direction, you can turn that big number into something you are steadily working toward and see real progress month after month.&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;Choose Where to Save Your Down Payment&lt;/strong&gt;&lt;/h2&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;First Home Savings Account (FHSA)&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;A &lt;a target="_blank" rel="" href="https://blog.remax.ca/the-fhsa-what-you-need-to-know/" data-type="link"&gt;First Home Savings Account&lt;/a&gt; is usually the best place to start if you qualify. You can put in up to $8,000 a year, to a maximum of $40,000 total. Your contributions reduce your taxable income, so you may pay less tax or get a refund. You can invest the money, let it grow tax-sheltered, and then take it out tax-free to buy your first home, without paying it back. All of that together makes the FHSA one of the simplest, most powerful tools for how to save for a down payment in Canada.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Registered Retirement Savings Plan (RRSP) With Home Buyers’ Plan (HBP)&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;The Home Buyers’ Plan lets you use your &lt;a target="_blank" rel="" href="https://blog.remax.ca/how-to-use-your-rrsp-to-maximize-your-down-payment/" data-type="link"&gt;RRSP&lt;/a&gt; to help with your first home. You can take out up to $60,000 from your RRSP, per eligible person, to buy or build a qualifying home. You do not pay tax when you withdraw it, as long as you pay it back over a period of up to 15 years. This can turn your RRSP into a useful second source for your down payment, especially if you are in a higher tax bracket and benefit from the deductions.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Tax-Free Savings Account (TFSA)&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;A TFSA is a very flexible place to build your house savings. You do not get a tax deduction when you contribute, but your money can grow tax-free, and you can take it out anytime without paying tax or having to repay it. That makes it a great fit if your plans might change, you want easy access to your savings, or you have already used your FHSA and RRSP options. It also fits naturally into any long-term plan for how to save money for a house without locking yourself in too tightly.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;High-Interest Savings and Cash Accounts&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;High-interest savings accounts are a great place for the part of your down payment and closing costs that needs to stay safe and easy to reach. Your money does not go up and down with the market, and you can access it quickly when you need it. Using a separate “house savings” account, instead of your regular chequing, also makes it easier to track your progress and avoids the temptation to spend that money on everyday purchases.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Non-Registered Investment Accounts&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;If your home purchase is still a few years away, and you are okay with some market ups and downs, you can use a regular investment account to try to grow your down payment faster than keeping it in cash. You might choose a diversified, long-term mix of investments, knowing that your balance can rise and fall and that gains may be taxable. As you get closer to buying, slowly move this money into safer options, so a sudden drop in the market does not derail your plans when your timeline is short and you want more certainty.&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;Boost Your Savings With Extra Cash and Side Income&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;You can give your plan a big push by selling things you no longer need, such as electronics, furniture, gear, or collectibles, and sending every dollar straight into your dedicated house account. You can also add a side income stream, like freelancing, tutoring, rideshare or delivery driving, or weekend shifts. If you treat all of that extra money as down payment money, not lifestyle money, then even an extra $200 to $300 per month becomes a steady boost instead of cash that just disappears. This is a very practical way of how to save for a down payment on a house when your regular paycheque is not quite enough on its own.&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;Use Gifts, Borrowing, and Investments Carefully&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;If family is able and willing, a properly documented gift from close relatives can safely top up your down payment. It is usually the least risky of the “extra” options. Borrowing your down payment through a personal loan or line of credit raises your overall debt and can make qualifying for a mortgage harder. Selling other investments or assets, such as non-registered stocks or a second car, can also help, but may trigger tax and affect other goals. All three options should be weighed carefully, ideally with a professional, before you rely on them as part of your plan.&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;Maximize Government Incentives and Tax Advantages&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;Government programs and tax rules can give your savings a helpful boost. FHSA and RRSP contributions can lower your taxable income and may lead to a tax refund you can add to your down payment. If you are thinking about how to save money for a down payment, it is worth checking whether you qualify for first-time home buyer tax credits, land transfer tax rebates, or other local incentives, and making these part of your plan from the start.&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;Keep Your Savings Plan Realistic and Sustainable&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;The best savings plan is one you can actually live with. You want to push yourself enough that you see real progress, but not so hard that you keep raiding your savings or feel constantly deprived. If the monthly amount you need is simply too high, you can adjust by giving yourself more time, aiming for a slightly lower-priced home, or leaning more on side income instead of deeper lifestyle cuts. It also helps to check that your future &lt;a target="" rel="" href="https://blog.remax.ca/10-tips-for-getting-the-best-mortgage-rate-in-canada-2/" data-type="link"&gt;mortgage&lt;/a&gt;, tax, utility, and maintenance costs will still leave you room to breathe once you are in the home. This is a much healthier approach to how to save money for a house over several years.&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;Down Payment Questions Home Buyers Ask&lt;/strong&gt;&lt;/h2&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;How much should I aim to save if I do not know my exact home price yet?&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;If you are not sure about your final price range, a simple starting point is to pick a realistic ballpark, for example $500,000 to $700,000, aim for 5 to 10 percent of the midpoint as a down payment, and add a few thousand for closing costs, then refine the number once you have talked to a lender and have a clearer sense of what you qualify for and what monthly payment feels comfortable.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;How do I decide how to split savings between FHSA, RRSP, and TFSA?&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;A simple way to think about it is to start with the FHSA if you are eligible, because it gives you a tax deduction now and tax-free withdrawals for your first home. Next, look at RRSP contributions if you expect to benefit from the tax deduction and plan to use the Home Buyers’ Plan (HBP). Then, use a TFSA for extra flexibility or once your FHSA and RRSP are at the level you want. You can always adjust this mix over time as your income, tax situation, and comfort with HBP repayment change.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;How aggressive should I be with cutting expenses for my down payment?&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;You want to cut enough that you see real progress, but not so much that your life feels joyless and you snap back into old habits. Start by attacking the easy wins first, like trimming takeout and coffee, cancelling unused subscriptions, and putting limits around impulse spending, then track how much those changes free up over a few months. If you are still falling short of your goal, that is when it makes sense to look at bigger, more strategic moves, such as downsizing your rental, renegotiating major bills, or even giving up a second car so you can speed up your timeline in a way that actually sticks.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;Ready to turn your down payment plan into a real set of keys in your hand? Connect with your local REMAX agent today to get expert guidance on neighbourhoods, prices, and properties that match your budget and goals.&lt;/p&gt;</description>
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      <pubDate>Mon, 26 Jan 2026 16:00:00 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/how-to-save-for-a-down-payment-without-feeling-broke-8898671</guid>
      <dc:date>2026-01-26T16:00:00Z</dc:date>
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      <title>New property listed in Douglasdale/Glen, Calgary</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-douglasdaleglen-calgary-8900200</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 84 Quarry LANDING SE in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2279854-84-quarry-landing-se-calgary-t2c-5e4.107711112"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
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&lt;p&gt;&#xD;
Situated in the prestigious river community of Quarry Park, this exceptionally upgraded detached residence offers a rare blend of refined luxury, intelligent automation, and meaningful infrastructure investment—creating a truly turnkey opportunity in one of Calgary’s most sought-after locations. From the moment you arrive, the home makes a statement. A $30K extended exposed-aggregate and stamped-concrete driveway (2024) provides three-car parking and a front-yard patio, framed by maintenance-free front landscaping(2024). The fully landscaped backyard (2018) features patios, walkways, greenscapes, and sod replacement, all supported by a full irrigation system and enhanced by Kichler outdoor lighting (2024). BriteHouse permanent full-perimeter lighting (2025) adds year-round curb appeal and convenience. Outdoor living is elevated with a custom cedar deck and pergola, complete with privacy screens, integrated lighting, and a natural gas fireplace mortared in place. The chef-inspired kitchen blends warmth, craftsmanship, and function with rich cabinetry, stone detailing, exposed beams, and an expansive island with seating. A walk-through pantry adds exceptional storage and seamless flow, keeping the main kitchen beautifully organized. The large bonus room provides the perfect family space, while the upper-floor recessed balcony offers an elegant retreat to enjoy a glass of wine while watching the sunset. The fully finished, insulated double attached garage features in-floor radiant heating powered by the tankless hot water system, MotoFloor garage tiles, full-length shelving, and impressive vertical storage—delivering year-round comfort and exceptional functionality. Inside, architectural details and premium finishes continue with 9’ ceilings and 8’ doors, vaulted and beamed elements, and birch hardwood flooring throughout the main floor (2021). Custom Calgary Window Fashions drapery and valances (2022), custom laundry cabinetry (2021), and Spectra Light window film—tinted in the bonus room and frosted on the main floor (2020)—add tailored sophistication, privacy, and comfort. Extensive mechanical upgrades provide peace of mind, including flood-proofing measures suitable for flood-fringe areas, a suspended furnace, sump pump, and a tankless hot water heater supplying both domestic hot water and the garage’s radiant floor heating. Notably, no homes in Quarry Park sustained water damage during the 2013 floods. The home is fully integrated with Control4 smart-home automation, professionally installed and supported by smartSPACE Solutions, with optional ADT/Telus security integration. Steps from river pathways, parks, schools, and shopping, this meticulously upgraded residence delivers an exceptional luxury lifestyle in one of Calgary’s most desirable communities.&#xD;
&lt;/p&gt;</description>
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      <category>Douglasdale/Glen, Calgary Real Estate</category>
      <pubDate>Sat, 24 Jan 2026 09:45:17 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-douglasdaleglen-calgary-8900200</guid>
      <dc:date>2026-01-24T09:45:17Z</dc:date>
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      <title>New property listed in Rural Wheatland County</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-rural-wheatland-county-8897469</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 243077 Range Road 255 in Rural Wheatland County. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2280277-243077-range-road-255-rural-wheatland-county-t1p-0h9.107682549"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
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&lt;p&gt;&#xD;
**Welcome to your spacious acreage just minutes from Strathmore!** Enjoy the perfect balance of country serenity and city convenience with quick access to all amenities and an easy commute to Calgary via Highway 1. Set on 5 acres with paved access and no gravel roads, this impressive property offers breathtaking west-facing mountain views on clear days. The well designed, air-conditioned bi-level home offers over 3,760 sq. ft of developed living space, featuring five bedrooms (plus two potential rooms you could convert to extra bedrooms) and three full bathrooms. The primary suite is a true retreat with a large walk-in closet and a beautifully appointed ensuite with dual vanities. Recent upgrades include hardwood floors and a custom gourmet kitchen with quartz countertops, ample cabinetry, and a large island—ideal for entertaining. The bright dining and living areas are framed by west-facing windows that capture stunning sunsets. The fully developed basement boasts in-floor heating, and includes a large family room, three additional bedrooms, a full bathroom, a laundry room, and a versatile flex/storage space. The home is equipped with triple-glazed windows, Hardie board siding, a Dura Deck, two sump pumps, a boiler, a forced air system, and in-floor heating throughout. Central air conditioning keeps the home comfortable year-round. Outside, the 45' x 40' heated shop is a showstopper. It includes 220V power, 12-foot and 18-foot doors, and space to accommodate up to nine vehicles, making it perfect for car enthusiasts, contractors, or hobbyists. This is more than just a home—it's a lifestyle. Schedule your private viewing with your favourite real estate professional today.&#xD;
&lt;/p&gt;</description>
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      <category>Rural Wheatland County Real Estate</category>
      <pubDate>Wed, 21 Jan 2026 09:42:09 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-rural-wheatland-county-8897469</guid>
      <dc:date>2026-01-21T09:42:09Z</dc:date>
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      <title>Five renovations that add the most ROI to your property</title>
      <link>https://heartandsoldyyc.com/blog.html/five-renovations-that-add-the-most-roi-to-your-property-8890854</link>
      <description>&lt;p class="block-p"&gt;The new year brings new ideas for home improvement. But there are specific changes that bring the most return on investment. And they’re not necessarily the priciest. Here’s a look.&amp;nbsp;&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Paint&amp;nbsp;&amp;nbsp;&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;Paint is the most effective—and even dramatic—renovation that won’t break the bank. According to experts, a fresh coat of paint typically garners a 60 per cent return on your investment.&amp;nbsp;&amp;nbsp;&lt;br&gt;&lt;br&gt;As a homeowner, you can take care of most of the areas in the house, but eavestroughs and frames around second-story or rooftop windows are probably best left to professionals with the proper equipment and experience.&amp;nbsp;&amp;nbsp;&lt;br&gt;&lt;br&gt;Professional painters can also help you choose the best colour palette for your space, as well as scrape the walls, seal trim and plaster or repair minor damage before applying top-quality paint that’s appropriate for each surface.&amp;nbsp;&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Strong structures&amp;nbsp;&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;A strong structure translates into having a roof that doesn’t leak, windows that are in good condition, as well as properly functioning gutters and drains, and a sealed, dry and crack-free basement and foundation.&amp;nbsp;&lt;br&gt;&lt;br&gt;While not as glamorous, all of these features make it easier for your home to pass the home inspection and for buyers to choose it over other properties.&amp;nbsp;&lt;br&gt;&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Doors and hardware&amp;nbsp;&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;These renovations can go from replacing the front door and adding a secure knocker and lockset to adding a baseboard and door trim. However, it’s the quality of the materials that can add more value to your space.&amp;nbsp;&amp;nbsp;&lt;br&gt;&lt;br&gt;For example, a solid wood front door with a quality lockset can bring $2,500 in return on investment, while solid core interior doors with hardware could bring in $250 per door.&amp;nbsp;&amp;nbsp;&lt;br&gt;&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Kitchen&amp;nbsp;&amp;nbsp;&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;Everybody’s favourite! Whether you invest on the lower-cost end and focus on a countertop refresh, get new appliances or switch your cabinets, kitchen renovations typically garner a 75 to 100 per cent return.&amp;nbsp;&amp;nbsp;&lt;br&gt;&lt;br&gt;Similar to doors, the quality of the materials you select is key to adding value to your home.&amp;nbsp;&lt;br&gt;&lt;/p&gt;&lt;h3 style="text-align: start"&gt;&lt;strong&gt;Bathrooms&amp;nbsp;&amp;nbsp;&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;When purchasing a property, buyers often pay attention to the bathrooms and their condition. So when it comes to yours, ask yourself what its strengths and weaknesses are—and what they’re missing—then focus on that.&amp;nbsp;&amp;nbsp;&lt;br&gt;&lt;br&gt;On average, a bathroom renovation budget can go from $5,000 to $10,000. However, a well-done bathroom renovation has a return of 62 per cent.&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Source:&lt;/strong&gt; &lt;a target="_blank" rel="" href="https://blog.remax.ca/best-home-renovations-biggest-roi/" data-type="link"&gt;&lt;strong&gt;Re/Max&lt;/strong&gt;&lt;/a&gt;&lt;/p&gt;</description>
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      <pubDate>Thu, 15 Jan 2026 16:30:00 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/five-renovations-that-add-the-most-roi-to-your-property-8890854</guid>
      <dc:date>2026-01-15T16:30:00Z</dc:date>
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      <title>New property listed in Beltline, Calgary</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-beltline-calgary-8891681</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 1608 310 12 AVENUE SW in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2277099-1608-310-12-avenue-sw-calgary-t2r-1b5.107637536"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
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Perched high on the 16th floor, this exceptional corner end unit offers panoramic, unobstructed views of the city skyline, Memorial Park, and the Rocky Mountains. Expansive floor-to-ceiling windows and 9-foot ceilings flood the home with natural light, creating an airy, refined living space. Designed with modern sophistication, the open-concept layout features granite countertops, a large central island, integrated high-end appliances, and air conditioning, seamlessly blending style and function for everyday living or entertaining. The living and kitchen areas flow effortlessly, making the space equally suited for relaxing, dining, or working from home. The primary suite is a true retreat, showcasing tranquil park views and a walk-through closet leading to a luxurious 5-piece ensuite complete with a double marble vanity, glass-enclosed shower, and a deep soaker tub. A sun-filled home office adds versatility, while the second bedroom captures stunning west-facing mountain views. Step outside to the private balcony—perfect for summer barbecues or enjoying Calgary’s dynamic urban landscape. Additional conveniences include one titled, heated, secure underground parking stall, an assigned storage locker, and access to a car wash bay within the parkade. Park Point delivers an elevated, pet-friendly lifestyle with premium amenities including a beautifully appointed owner’s lounge with kitchen and fireplace, guest suite, 24-hour concierge, on-site security, secure underground parking, and dedicated bike storage with wash station. Pet owners will love the on-site dog wash, making daily life with four-legged companions effortless. Outdoor amenities include a Zen garden and terrace, BBQ area, and a cozy fire pit. Wellness-focused residents enjoy a fully equipped fitness centre, yoga studio, sauna, and steam room. Ideally located just steps from the Elbow River pathway system, tennis and pickleball courts, and the shops and restaurants of 17th Avenue. Downtown conveniences including the Calgary Public Library and the +15 skywalk system are only minutes away, offering exceptional connectivity and urban convenience. Please ask your real estate professional about the exciting news in regards to the neigbouring Sheldon Chumir health amenity (they can refer to the prviate realtor notes on this listing).&#xD;
&lt;/p&gt;</description>
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      <category>Beltline, Calgary Real Estate</category>
      <pubDate>Wed, 14 Jan 2026 09:36:04 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-beltline-calgary-8891681</guid>
      <dc:date>2026-01-14T09:36:04Z</dc:date>
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      <title>New property listed in Westmount_Strathmore, Strathmore</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-westmountstrathmore-strathmore-8879849</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 104 43 Westlake CIRCLE in Strathmore. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2274904-104-43-westlake-circle-strathmore-t1p-1t6.107486905"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
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Welcome to Courtyard Adult Living, where comfort, convenience, and community come together. This immaculate and sun-filled main-floor condo offers 2 bedrooms plus a den, 2 full bathrooms and a thoughtfully designed open-concept floor plan that seamlessly connects the kitchen, dining, and living areas. The inviting living room features a corner gas fireplace and opens to a private deck with a pleasant view, perfect for relaxing. French doors lead to the den, making it an ideal space for a home office or hobby room. The spacious primary bedroom includes a walk-in closet and a full ensuite,  a second bedroom perfect for visiting guest, while the unit also offers a generous laundry room with additional storage. The bright kitchen is complete with a breakfast bar, a spacious walk in pantry,  and the home includes all appliances all new with in the las 5 years, and central air conditioning. The bonus with this home is the two titled underground heated parking stalls, and each unit comes with a storage locker for that extra needed storage space. Residents enjoy excellent building amenities, including an elevator, common sitting area, party/gathering room, library, games room with pool table and shuffleboard, and a lovely outdoor patio. Conveniently located steps from shopping, dining, and everyday amenities, this home delivers exceptional value and an easy lifestyle. Condo fees include numerous utilities. Perfect for downsizing, and  seeking low-maintenance living in a welcoming community, this is truly a move-in-ready home where you can relax and enjoy life.&#xD;
&lt;/p&gt;</description>
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      <category>Westmount_Strathmore, Strathmore Real Estate</category>
      <pubDate>Wed, 17 Dec 2025 09:39:16 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-westmountstrathmore-strathmore-8879849</guid>
      <dc:date>2025-12-17T09:39:16Z</dc:date>
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      <title>New property listed in Coach Hill, Calgary</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-coach-hill-calgary-8879402</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 109 Coachway LANE SW in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2275249-109-coachway-lane-sw-calgary-t3h-2v9.107483602"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
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West side living under $500K! Welcome to the enchanting community of Coach Hill, where this charming and eclectic home in Coachway Gardens is updated, move-in ready, and offers 3 bedrooms and 2.5 baths across 1,568 sq ft of fully renovated living space. Step inside to a spacious foyer featuring a stylish 2-piece powder room, practical front closet, and convenient laundry room. The main level is bright and airy, enhanced by large updated triple-pane windows that flood the home with natural light. The cozy living room showcases a corner gas fireplace with a brick surround, creating the perfect place to relax. At the heart of the home is the gourmet-inspired kitchen, blending eclectic charm with modern flair. White custom cabinetry pairs beautifully with quartz countertops and a large central island. Samsung stainless steel appliances include a flat-top convection stove, bottom-freezer refrigerator, dishwasher, and over-the-range microwave hood fan. A built-in beverage fridge, dual sink with pull-out faucet, and LED multi-colour, remote-controlled cabinet lighting complete the space. The formal dining room adds elegance with a built-in buffet offering both charm and extra storage. Upstairs, you’ll find three generously sized bedrooms with newer carpeting and ample closet space. The renovated main bathroom features a tub/shower combination, while the primary ensuite offers a sleek 3-piece layout with a spacious shower.  Additional highlights include a well-maintained furnace, newer hot water tank, and all Poly-B plumbing replaced with PEX. The well-managed complex has future upgrades planned, including new siding. Parking is a breeze with an attached single garage, driveway space for a second vehicle, and nearby guest parking. Ideally located just off Old Banff Coach Road, this desirable Coach Hill home offers quick access out of town and is only 15 minutes to downtown, with nearby restaurants, schools, and shopping. This move-in-ready west side gem won’t last—book your showing today.&#xD;
&lt;/p&gt;</description>
      <enclosure url="https://iss-cdn.myrealpage.com/lLAsPrAlMC6gOV6UcQ1o28MvxJrn3g5xoqjLTw-PMCw/rs:auto:0:0:0/g:sm/bG9jYWw6Ly8vZGF0YS1lZnMtaW1hZ2VzL2FwcC9hdXRvLWJsb2cvNjU1NzMvMi8wLzYvMTA3NDgzNjAyLzI0NmMwYzUxZTBmNTZhNzhlNzI1ODQ3ZDkwZjE0YTcxLmpwZWc" type="image/jpeg" />
      <category>Coach Hill, Calgary Real Estate</category>
      <pubDate>Tue, 16 Dec 2025 09:33:19 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-coach-hill-calgary-8879402</guid>
      <dc:date>2025-12-16T09:33:19Z</dc:date>
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    <item>
      <title>Open House. Open House on Saturday, December 20, 2025 12:00PM - 2:00PM</title>
      <link>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-december-20-2025-1200pm---200pm-8879403</link>
      <description>&lt;div class='listing-banner listing-banner-OPEN-HOUSE' style='background-color: #1f993b' data-banner='OPEN HOUSE' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
Please visit our Open House at 109 Coachway LANE SW in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2275249-109-coachway-lane-sw-calgary-t3h-2v9.107483602"&gt;See details here&lt;/a&gt;&#xD;
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Open House on Saturday, December 20, 2025 12:00PM - 2:00PM&#xD;
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West side living under $500K! Welcome to the enchanting community of Coach Hill, where this charming and eclectic home in Coachway Gardens is updated, move-in ready, and offers 3 bedrooms and 2.5 baths across 1,568 sq ft of fully renovated living space. Step inside to a spacious foyer featuring a stylish 2-piece powder room, practical front closet, and convenient laundry room. The main level is bright and airy, enhanced by large updated triple-pane windows that flood the home with natural light. The cozy living room showcases a corner gas fireplace with a brick surround, creating the perfect place to relax. At the heart of the home is the gourmet-inspired kitchen, blending eclectic charm with modern flair. White custom cabinetry pairs beautifully with quartz countertops and a large central island. Samsung stainless steel appliances include a flat-top convection stove, bottom-freezer refrigerator, dishwasher, and over-the-range microwave hood fan. A built-in beverage fridge, dual sink with pull-out faucet, and LED multi-colour, remote-controlled cabinet lighting complete the space. The formal dining room adds elegance with a built-in buffet offering both charm and extra storage. Upstairs, you’ll find three generously sized bedrooms with newer carpeting and ample closet space. The renovated main bathroom features a tub/shower combination, while the primary ensuite offers a sleek 3-piece layout with a spacious shower.  Additional highlights include a well-maintained furnace, newer hot water tank, and all Poly-B plumbing replaced with PEX. The well-managed complex has future upgrades planned, including new siding. Parking is a breeze with an attached single garage, driveway space for a second vehicle, and nearby guest parking. Ideally located just off Old Banff Coach Road, this desirable Coach Hill home offers quick access out of town and is only 15 minutes to downtown, with nearby restaurants, schools, and shopping. This move-in-ready west side gem won’t last—book your showing today.&#xD;
&lt;/p&gt;</description>
      <enclosure url="https://iss-cdn.myrealpage.com/lLAsPrAlMC6gOV6UcQ1o28MvxJrn3g5xoqjLTw-PMCw/rs:auto:0:0:0/g:sm/bG9jYWw6Ly8vZGF0YS1lZnMtaW1hZ2VzL2FwcC9hdXRvLWJsb2cvNjU1NzMvMi8wLzYvMTA3NDgzNjAyLzI0NmMwYzUxZTBmNTZhNzhlNzI1ODQ3ZDkwZjE0YTcxLmpwZWc" type="image/jpeg" />
      <category>Coach Hill, Calgary Real Estate</category>
      <pubDate>Tue, 16 Dec 2025 09:33:19 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-december-20-2025-1200pm---200pm-8879403</guid>
      <dc:date>2025-12-16T09:33:19Z</dc:date>
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      <title>How Do You Make an Offer on a House?</title>
      <link>https://heartandsoldyyc.com/blog.html/how-do-you-make-an-offer-on-a-house-8870200</link>
      <description>&lt;p class="block-p"&gt;&lt;strong&gt;Regardless of where you’re buying or the market conditions, there’s one thing every homebuyer has in common: you have to make an offer to purchase a home.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Whether you’re still in the browsing stages or have started to put your plan into action, as a prospective buyer, it is wise to do some legwork and gain insight into the process of how to make an offer on a house in Canada. While your &lt;/strong&gt;&lt;a target="_blank" rel="" href="https://blog.remax.ca/7-questions-ask-real-estate-agent-commit/" data-type="link"&gt;&lt;strong&gt;real estate agent&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt; is there to guide you, the more you know about the home-buying process, the smoother it will be.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;An efficient process is especially pivotal in a seller’s market, where you’ll need to take quick and decisive action when you find a property that interests you.&lt;/strong&gt;&lt;/p&gt;&lt;h2&gt;&lt;strong&gt;Preparing for Making an Offer&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Having all your ducks in a row makes home hunting easier and allows you to pounce on the perfect property when you find it.&lt;/strong&gt;&lt;/p&gt;&lt;h3&gt;&lt;strong&gt;Get Cash Ready for Your Down Payment and Deposit&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Part of understanding the ins and outs of how to make an offer on a house is ensuring you have cash on hand for both your upfront and closing costs. Don’t know the &lt;/strong&gt;&lt;a target="_blank" rel="" href="https://blog.remax.ca/deposit-vs-down-payment-on-a-house/" data-type="link"&gt;&lt;strong&gt;difference between an upfront deposit and a down payment&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt;? Since a more robust deposit could be the key to winning a bidding war, it’s vital that you do.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Ideally, you’ve placed your savings in either a regular savings account, a TFSA (Tax-Free Savings Account), or an &lt;/strong&gt;&lt;a target="_blank" rel="" href="https://blog.remax.ca/the-fhsa-what-you-need-to-know/" data-type="link"&gt;&lt;strong&gt;FHSA&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt; (First-Time Home Buyer’s Savings Account), as withdrawing the cash outright or selling investments within these accounts and then withdrawing the money will be tax-free.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;On the other hand, if you need to take money out of an RRSP or sell investments to come up with the cash you’ll need, you should understand the tax implications of those actions and include them in the next step.&lt;/strong&gt;&lt;/p&gt;&lt;h3&gt;&lt;strong&gt;Creating a Purchase Budget&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;&lt;strong&gt;When you visit your &lt;/strong&gt;&lt;a target="_blank" rel="" href="https://blog.remax.ca/pros-and-cons-of-banks-versus-mortgage-brokers/" data-type="link"&gt;&lt;strong&gt;bank or mortgage broker&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt;, they’ll let you know how much mortgage you’re pre-qualified/pre-approved for. But that doesn’t mean you should bid the total amount when you make an offer on a house. You’ll need to create a purchase budget to better understand what you can afford.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Break out your favourite spreadsheet software, drop in your current savings plus all your expected sources of income over the next twelve months, then add in what you’ll need for your down payment, deposit and closing costs – including any tax repercussions from liquidating registered accounts, etc.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Calculate what your monthly property tax, insurance, utilities, condo or homeowners association (HOA) fees would be, then calculate the monthly mortgage payments for various offers. For example, if you pre-qualified for an $800,000 mortgage, you’ll want to determine how offers from $650,000 to $750,000 affect your monthly mortgage payments.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;By creating a budget that spans a full year (or more), you can play around with different offer amounts and know whether you’ll have enough cash left over every month to renovate or redecorate as needed or whether you’ll be “house poor”; meaning almost all your income will go towards just getting by, versus being able to truly enjoy your new home.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;The maximum budget for your offers will become apparent, ensuring that you don’t get caught up in the heat of the moment and make an offer beyond what you can afford.&lt;/strong&gt;&lt;/p&gt;&lt;h3&gt;&lt;strong&gt;Do Another Walkthrough at a Different Time of the Day&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;&lt;strong&gt;If you liked what you saw during your first showing and plan to make an offer on the condo or house, consider doing another walkthrough at a different time of day.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;A &lt;/strong&gt;&lt;a target="_blank" rel="" href="https://blog.remax.ca/navigating-home-inspections-a-guide-for-first-time-buyers/" data-type="link"&gt;&lt;strong&gt;home inspection&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt; will tell you what you need to know about the “fitness” of the structure, electrical and plumbing, so what you’re evaluating on your second go-round is not just whether the look and location are better than homes you’ve seen before, but whether this house will suit your needs now and at least five years forward.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Visiting at a different time of day is crucial, as you might watch a neighbourhood that seemed serene and peaceful in the morning, transform into a maelstrom of constant noise and traffic after dark.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Chatting up the neighbours can also help you learn about the property and the surrounding area.&lt;/strong&gt;&lt;/p&gt;&lt;h3&gt;&lt;strong&gt;How Long to Make an Offer on a House After a Property Viewing?&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;&lt;strong&gt;While there’s no universal timeline for how long to make an offer on a house, acting quickly is typically advantageous. If you’re happy with what you’ve seen, there’s no reason to wait to make an offer. In fact, in a hot market with multiple daily showings, the sooner you can get an offer on the table, the better. In many Canadian housing markets, desirable properties can receive multiple offers within 24 to 48 hours of being listed.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Your real estate agent can provide valuable guidance on timing based on local market conditions. Remember that taking too long to make an offer on a house in Canada could mean missing out on your dream home.&lt;/strong&gt;&lt;/p&gt;&lt;h2&gt;&lt;strong&gt;How to Make an Offer on a House in Canada&lt;/strong&gt;&lt;/h2&gt;&lt;h3&gt;&lt;strong&gt;Mortgage Pre-Approval&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;&lt;strong&gt;New home buyers often wonder if they need pre-approval before making an offer on a house. Unless you plan to pay cash for the house, you’ll need to secure financing, and that’s where pre-approval comes into play. It will also help if you need to move quickly with your offer.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Once you plug your pre-approved mortgage amount into your purchase budget, you’ll know exactly how much you can spend, and you’ll also be able to reassure the seller that you won’t have to back out of the purchase based on financing.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;A &lt;/strong&gt;&lt;a target="_blank" rel="" href="https://blog.remax.ca/how-long-does-mortgage-approval-take-after-pre-approval/" data-type="link"&gt;&lt;strong&gt;pre-approval&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt; also locks in the current interest rate for up to 120 days, so you can shop with peace of mind, knowing that you’re insulated from rate hikes in the near future. If interest rates drop before you buy, your lender should honour the new lower mortgage rate when you’re ready to make your purchase.&lt;/strong&gt;&lt;/p&gt;&lt;h3&gt;&lt;strong&gt;Decide on an Offer Amount&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;&lt;strong&gt;When considering how high or how low an offer to make on a house, a crucial step is understanding the property’s value. To do that, you’ll want to get your real estate agent to conduct a Comparative Market Analysis (CMA), which compares the property with similar homes in the area that have recently sold, are currently on the market, or were on the market and didn’t sell. This analysis helps you gauge the house’s fair market value based on factors such as location, condition, size, and unique features.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;When determining the offer amount, it’s essential to balance the property’s market value with your budget; however, the current market conditions also influence the decision.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;In a buyer’s market, you may have more leeway to negotiate BELOW the asking price, whereas in a seller’s market, you might need to offer at or ABOVE the asking price to be competitive. Your offer should reflect both the property’s worth and what you can afford, keeping in mind that your initial offer sets the stage for all future negotiations.&lt;/strong&gt;&lt;/p&gt;&lt;h3&gt;&lt;strong&gt;Additional Considerations&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;&lt;strong&gt;When making an offer on a house, there may be additional considerations beyond the offer amount, such as a home inspection, &lt;/strong&gt;&lt;a target="_blank" rel="" href="https://blog.remax.ca/financing-options-what-every-move-up-home-buyer-should-know/" data-type="link"&gt;&lt;strong&gt;mortgage financing&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt; and an agreement on a closing date, which are crucial for a successful transaction. When thoughtfully addressed in your offer, they protect your interests, demonstrate your commitment to the seller, and make your offer more appealing.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;When learning how to make an offer on a house in Canada, you’ll also want to consider several other factors beyond price that can strengthen your position:&lt;/strong&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Earnest Money:&lt;/strong&gt; Offering a larger deposit can signal your serious intent to purchase&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Possession Date Flexibility:&lt;/strong&gt; Accommodating the seller’s preferred moving timeline&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Contingency Limitations:&lt;/strong&gt; Fewer conditions make your offer more attractive&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Repair Requests:&lt;/strong&gt; Being reasonable about what you’ll ask the seller to fix&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p"&gt;&lt;strong&gt;We’ll go into more depth on some of these conditions below.&lt;/strong&gt;&lt;/p&gt;&lt;h3&gt;&lt;strong&gt;Real Estate Paperwork&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;&lt;strong&gt;When you’re ready to make an offer on a house, your agent will draw up the necessary paperwork, typically referred to as a Real Estate Purchase Agreement, although its name may differ across the country. According to Canada Mortgage and Housing Corp., your offer documents must include the following specific details in order to be valid:&lt;/strong&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Your legal name, the name of the seller and the address of the property&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;The amount you’re offering to pay (the purchase price) and the amount of your deposit&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Inclusions and exclusions (for example, are the window coverings included in the purchase?)&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;The date you want to take possession (“closing day”)&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;A request for a current Land Survey&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;The date the offer expires&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Any other conditions that must be met before the contract is finalized (for example, a satisfactory home inspection)&lt;/strong&gt;&lt;/p&gt;&lt;h3&gt;&lt;strong&gt;The Price&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;&lt;strong&gt;When making an offer on a house, be prepared to negotiate. Your negotiating power will depend on a few factors. The current market conditions in the immediate neighbourhood will dictate whether you can make a &lt;/strong&gt;&lt;a target="_blank" rel="" href="https://blog.remax.ca/what-is-low-ball-offer/" data-type="link"&gt;&lt;strong&gt;lowball offer&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt; – a likely scenario in a buyer’s market – or perhaps an offer that’s higher than the asking price, which became common in the record-breaking seller’s market brought on by the pandemic.&lt;/strong&gt;&lt;/p&gt;&lt;h3&gt;&lt;strong&gt;Deposit&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;&lt;strong&gt;While “deposit” and “down payment” are often used interchangeably, they are different. At the time of the offer, the buyer should come prepared to put a deposit on the home they hope to buy.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;The deposit will be rolled in with your down payment, showing the seller that you’re serious about buying the home and that you have your finances in order. If the buyer walks away from the deal, they will typically forfeit their deposit.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;There’s no standard deposit amount. It will vary based on the property type and the buyer’s desire for the particular home. The deposit is generally given to the seller’s agent to be held in trust until the deal is finalized, but some sellers may require the deposit to be placed in an escrow account.&lt;/strong&gt;&lt;/p&gt;&lt;h3&gt;&lt;strong&gt;Down Payment&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;&lt;strong&gt;A &lt;/strong&gt;&lt;a target="_blank" rel="" href="https://blog.remax.ca/how-much-is-a-down-payment-on-a-house/" data-type="link"&gt;&lt;strong&gt;down payment&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt; is the amount of money paid up-front as a lump sum when you buy a home. It is calculated as a percentage of the total purchase price.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;In Canada:&lt;/strong&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;For homes with a purchase price of $500,000 or less, the minimum down payment is five percent.&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;The minimum down payment for homes priced $500,000-$999,999 is five percent for the first $500,000 and 10 percent for the remaining portion.&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Homes over $1.5 million require a 20-per-cent deposit.&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Keep in mind that this is the bare minimum required to qualify for a mortgage. However, anything below 20 per cent is considered a “high-ratio” mortgage and requires mortgage loan insurance.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;a target="_blank" rel="" href="https://blog.remax.ca/understanding-mortgage-insurance/" data-type="link"&gt;&lt;strong&gt;Mortgage default insurance&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt;, or mortgage loan insurance, protects the mortgage lender if you aren’t able to make your monthly mortgage payments. While mortgage loan insurance is required if you have less than a 20-per-cent down payment, a lender may still require it – even if you put the complete 20-per-cent down – especially if you’re self-employed or have a poor credit history.&lt;/strong&gt;&lt;/p&gt;&lt;h4&gt;&lt;strong&gt;Firm Versus Conditional Offer in Real Estate&lt;/strong&gt;&lt;/h4&gt;&lt;p class="block-p"&gt;&lt;strong&gt;With the competitive market brought on by the pandemic, it was common to hear of &lt;/strong&gt;&lt;a target="_blank" rel="" href="https://blog.remax.ca/bidding-war-101-top-bid-might-not-win/" data-type="link"&gt;&lt;strong&gt;bidding wars&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt; where buyers would make an offer without any conditions. This is called a firm offer. The buyer is 100 per cent certain of the purchase. They do not require any conditions for a home inspection or financing. Once the offer is made, the buyer can’t back out of the deal.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Conversely, a conditional offer requires specific terms to be satisfied for the offer to be valid. These conditions protect the buyer; some common conditions include:&lt;/strong&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Purchase conditional on financing: &lt;/strong&gt;This is a common condition for &lt;a target="_blank" rel="" href="https://blog.remax.ca/what-qualifies-as-a-first-time-homebuyer-in-canada/" data-type="link"&gt;first-time homebuyers&lt;/a&gt; making an offer on a house, and it requires the sign-off of the mortgage lender for the deal to go through. The buyer will have a few days to get this, and the process will include a home appraisal. If the lender does not agree to finance the property, the buyer will notify the seller, and the offer becomes null and void.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Purchase conditional on home inspection:&lt;/strong&gt; A home is likely the biggest purchase you’ll make in your lifetime, so it’s always recommended that the offer be contingent upon a satisfactory home inspection. A professional home inspector will look at things in and around the home that are openly visible (they will not be opening up walls or floors). The inspector will examine the structure, roof, plumbing, heating, and electrical systems to ensure the house is in good condition. If the home isn’t up to par, this condition allows the buyer to request repairs, a price reduction, or to rescind the offer entirely.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Purchase conditional on the sale of a home:&lt;/strong&gt; If a prospective homebuyer already owns a home, they may want to ensure it is sold before agreeing to purchase a new property. This isn’t ideal for the seller, as every condition has a potential domino effect.&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p"&gt;&lt;strong&gt;A firm offer is typical in a hot market. With all other things being equal, a seller is more likely to accept an unconditional offer over one that could fall through for several reasons.&lt;/strong&gt;&lt;/p&gt;&lt;h3&gt;&lt;strong&gt;Negotiations&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;&lt;strong&gt;An experienced real estate agent will be able to advise you on what you can realistically negotiate, depending on the market conditions. In a buyer’s market, you hold the cards, knowing that there are plenty of other options on the market. In a seller’s market, you compete with other buyers vying for the same property, so quick action and a strong offer are more likely to work in your favour.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;When entering &lt;/strong&gt;&lt;a target="_blank" rel="" href="https://blog.remax.ca/tips-navigating-negotiation-process/" data-type="link"&gt;&lt;strong&gt;negotiations&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt;, you must have a clear understanding of your bottom line and your top limit. Your real estate agent will present your offer to the seller’s agent, who will either accept, reject, or counter your proposal.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;If your initial offer isn’t accepted, be prepared for a counteroffer. This is where knowing how low an offer to make on a house can provide negotiating room. Some negotiation strategies to consider:&lt;/strong&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Start with a reasonable offer that respects the seller’s position while protecting your interests.&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Respond promptly to counteroffers to maintain momentum.&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Be willing to compromise on less important terms while standing firm on your deal-breakers.&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Consider non-price factors that might appeal to the seller.&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Know when to walk away if the deal no longer makes financial sense.&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p"&gt;&lt;strong&gt;In multiple-offer scenarios, you might not get a second chance to negotiate, so your initial offer should reflect your best terms.&lt;/strong&gt;&lt;/p&gt;&lt;h3&gt;&lt;strong&gt;Legal&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Your offer is a legal document, so ensure you read and understand everything outlined within it. If you don’t, you shouldn’t sign the offer until you’ve reviewed it with a lawyer. Once accepted, an offer becomes a binding contract that establishes the rights and obligations of both buyer and seller.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;It’s advisable to have a &lt;/strong&gt;&lt;a target="" rel="" href="https://blog.remax.ca/what-does-real-estate-lawyer-do/" data-type="link"&gt;&lt;strong&gt;real estate lawyer&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt; review your offer before submission, particularly for complex properties or transactions. After acceptance, your lawyer will handle the closing process, which includes title transfer, registration, and the disbursement of funds.&lt;/strong&gt;&lt;/p&gt;&lt;h2&gt;&lt;strong&gt;Feeling Better About How to Make an Offer on a House in Canada?&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Buying a home is a big deal, from the shopping and vetting process to the financial and emotional commitment you’re about to make. The offer is also a legally-binding document.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;All your questions about making an offer on a house are valid, as even seemingly minor details will have a domino effect throughout the rest of the purchasing process and even long after you’ve taken possession.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Don’t go it alone. Work with an experienced &lt;/strong&gt;&lt;a target="" rel="" href="https://blog.remax.ca/find-an-agent/how-to-choose-an-agent/" data-type="link"&gt;&lt;strong&gt;REMAX agent&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt; and an experienced real estate lawyer to avoid potential pitfalls and ensure your best interests come first.&lt;/strong&gt;&lt;/p&gt;&lt;p class="block-p" style="text-align: center"&gt;&lt;span data-type="button" class="blog-button"&gt;&lt;a target="_new" rel="" href="https://heartandsoldyyc.com/recip.html"&gt;&lt;strong&gt;START YOUR HOME SEARCH&lt;/strong&gt;&lt;/a&gt;&lt;/span&gt;&lt;/p&gt;</description>
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      <pubDate>Fri, 28 Nov 2025 18:39:39 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/how-do-you-make-an-offer-on-a-house-8870200</guid>
      <dc:date>2025-11-28T18:39:39Z</dc:date>
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      <title>The Best Renovations That Pay Off on Resale</title>
      <link>https://heartandsoldyyc.com/blog.html/the-best-renovations-that-pay-off-on-resale-8870199</link>
      <description>&lt;p class="block-p"&gt;If you’re a homebuyer, owner or seller, you want to maximize your investment, and one way to do that is with home renovations that add value.&amp;nbsp; Your ROI in resale, whether you’re renovating for near-term resale or long-term liveability, will depend on a number of factors, such as local housing market conditions, your level of investment, and trends as dictated by demand. With that said, there are some home renovations that people often consider “money in the bank.”&lt;/p&gt;&lt;h2 style="text-align: start"&gt;Renovations on the Rise&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;For home sellers, the right renovations may help find a buyer faster, and one who’s potentially willing to offer a higher price. On the buying side, renovating a fixer-upper home is one way homebuyers can get into their neighbourhood of choice at a lower price. Meanwhile, for homeowners who aren’t quite sold on moving, renovations have become a way to get the home they want and need, without having to move before they’re ready. Post-pandemic, as Canadians grappled with a severe housing inventory shortage, renovations quickly took centre stage.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;So, what reno trends have Canadians been digging into, and which ones are worth the effort? We surveyed REMAX Canada brokers and agents from coast to coast, for their professional opinions on the top home renovations to consider.* Here’s what they had to say.&lt;/p&gt;&lt;h2 style="text-align: start"&gt;9 Home Renovations That Pay Off on the Resale Market&lt;/h2&gt;&lt;h3 style="text-align: start"&gt;Kitchen Renovations&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;&lt;strong&gt;93.5%&lt;/strong&gt; of REMAX brokers said kitchen renovations give the best ROI, including new or updated cabinets, countertops and appliances. This can be attributed to the scale, cost and the general inconvenience (albeit a temporary one) of a kitchen renovation. Yes, renovating the kitchen yourself once you take possession of the home will be cheaper, however many homebuyers simply don’t want to put themselves through it – especially if they just completed a kitchen renovation on the home they are selling. The “move-in ready” factor is significant.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;Bathroom Updates&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;&lt;strong&gt;61.3%&lt;/strong&gt; of REMAX brokers identified bathroom renovations as a great high-return renovation. By the same logic as the kitchen renovation, homebuyers who want move-in ready homes with all the bells and whistles generally don’t want to take on expensive, time-consuming and inconvenient renovations, such as bathroom.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;Fresh Paint&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;&lt;strong&gt;58%&lt;/strong&gt; of REMAX brokers said a fresh coat of paint is the simplest and cheapest investment, and it pays off on the resale market. Aside from giving the home an instant refresh, home stagers also recommend light and neutral paint colours to make a home appear bigger, brighter and cleaner.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;New Floors&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;&lt;strong&gt;45.2%&lt;/strong&gt; of REMAX brokers said new flooring is a popular upgrade among homebuyers. Homebuyers largely prefer hardwood or tile over wall-to-wall carpets, which tend to trap stains and odours, and can really show a home’s age. This is a must, and if the seller is lucky, tearing up that old carpet could even reveal a hardwood floor underneath that just needs some TLC to bring it to its former glory.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;Finished Basement&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;&lt;strong&gt;16.1%&lt;/strong&gt; of REMAX brokers said finished basements are a great selling feature on the resale market. In fact, any renovations that add liveable square footage to a home are always in demand. A lower-level family room, home office, an extra bedroom or bathroom in the basement can all give your listing a significant boost at the offer table.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;Outdoors &amp;amp; Landscaping&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;&lt;strong&gt;12.9%&lt;/strong&gt; of REMAX brokers said outdoor projects can provide good ROI. As a result of the pandemic, people have been spending more time at home and thus, large years, pools and hot tubs, decks and patios, and landscaping are all appealing on the resale market. Depending on the scope of the project, this could be one of those low-investment, high-return upgrades that pay off on resale.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;New Roof&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;&lt;strong&gt;12.9%&lt;/strong&gt; of REMAX brokers said roofing was a good option to invest some renovation dollars before listing a home for sale. New roof tied in sixth place with outdoor projects and landscaping.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;Open-Concept Floor Plan&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;&lt;strong&gt;9.7%&lt;/strong&gt; of REMAX brokers said redesigning a home with an open-concept floor plan can pay off. This isn’t a small or inexpensive project by any means, but removing wasteful walls and halls can instantly modernize an older home and make it live larger than its actual square footage would otherwise allow.&lt;/p&gt;&lt;h3 style="text-align: start"&gt;Replace Windows&lt;/h3&gt;&lt;p class="block-p" style="text-align: start"&gt;&lt;strong&gt;6.5%&lt;/strong&gt; of REMAX brokers said new windows net higher offers on the resale market. While this isn’t exactly the sexiest of renovations, astute buyers will appreciate the tens of thousands of dollars that new windows will cost, so having these replaced before listing can benefit both buyer and seller. Furthermore, new windows can give your home an understated refresh, inside and out.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;If you’re planning to buy or sell, or want to transform your new place into your forever home, some thoughtful renovations can help you make the most of your investment. A professional real estate agent can provide advice and tips based on real market conditions, so you can dig into your renovations without reservations.&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;Ready to take the next step in your real estate journey?&lt;/p&gt;&lt;p class="block-p" style="text-align: center"&gt;&lt;span data-type="button" class="blog-button"&gt;&lt;a target="_new" rel="" href="https://heartandsoldyyc.com/recip.html"&gt;&lt;strong&gt;START YOUR SEARCH&lt;/strong&gt;&lt;/a&gt;&lt;/span&gt;&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;&lt;em&gt;*Insights based on the &lt;/em&gt;&lt;a target="_blank" rel="" href="https://blog.remax.ca/canadian-real-estate-renovation-trends/" data-type="link"&gt;&lt;em&gt;2021 REMAX Renovation Investment Report&lt;/em&gt;&lt;/a&gt;&lt;em&gt;.&lt;/em&gt;&lt;/p&gt;&lt;p class="block-p"&gt;&lt;/p&gt;</description>
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      <pubDate>Fri, 28 Nov 2025 18:37:55 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/the-best-renovations-that-pay-off-on-resale-8870199</guid>
      <dc:date>2025-11-28T18:37:55Z</dc:date>
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      <title>Why 2026 Might Be the Year Canadian Homeownership is Possible</title>
      <link>https://heartandsoldyyc.com/blog.html/why-2026-might-be-the-year-canadian-homeownership-is-possible-8870198</link>
      <description>&lt;p class="block-p"&gt;After years of volatility, rising rates, price swings, and wavering buyer sentiment, the Canadian housing market may finally be inching toward a turning point, according to the latest REMAX &lt;a target="_blank" rel="" href="https://blog.remax.ca/canadian-housing-market-outlook/" data-type="link"&gt;housing market report&lt;/a&gt;. Instead of a dramatic rebound, 2026 is shaping up to deliver something buyers have been craving: a bit more affordability and a lot more predictability. With rates easing and inventory improving in key regions, many Canadians are rethinking their timelines, even if confidence isn’t fully restored.&amp;nbsp;&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;Here’s what’s driving the shift:&amp;nbsp;&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;Buyers Are Warming Up Again&lt;/strong&gt;&amp;nbsp;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;It’s been a cautious year, but confidence is creeping back. One in 10 Canadians plans to buy a home in the next 12 months, thanks to softer prices, more choice, and early signs of stability. After months of wait-and-see, many feel the window to re-enter the market may finally be opening.&amp;nbsp;&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&lt;strong&gt;A Fresh Wave of First-Time Buyers&lt;/strong&gt;&amp;nbsp;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;First-timers aren’t just returning; they’re becoming a major force. Half of all potential buyers fall into this group, many of them younger Canadians who feel more hopeful about the economy heading into next year. With easing conditions, they’re dusting off their savings strategies and getting ready to act.&amp;nbsp;&lt;/p&gt;&lt;p class="block-p" style="text-align: center"&gt;&lt;span data-type="button" class="blog-button"&gt;&lt;a target="_new" rel="" href="https://blog.remax.ca/canadian-housing-market-outlook/"&gt;&lt;strong&gt;GET THE 2026 HOUSING MARKET OUTLOOK&lt;/strong&gt;&lt;/a&gt;&lt;/span&gt;&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&amp;nbsp;&lt;strong&gt;A Small Rate Drop Could Make a Big Difference&lt;/strong&gt;&amp;nbsp;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;For nearly a quarter of Canadians, one thing could seal the deal: a further 0.5%–1% drop in interest rates. With the Bank of Canada already cutting rates through 2025, even small adjustments could trigger a surge of pent-up demand in early 2026.&amp;nbsp;&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&amp;nbsp;&lt;strong&gt;Location Decisions Are Shifting Again&lt;/strong&gt;&amp;nbsp;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;Return-to-office mandates are back on the radar, especially for younger buyers. Commute times, transit access, and neighbourhood flexibility are once again shaping searches. For many, the “right location” now means balancing affordability with a realistic weekday routine.&amp;nbsp;&lt;/p&gt;&lt;h2 style="text-align: start"&gt;&amp;nbsp;&lt;strong&gt;Markets Across Canada Are Stabilizing&lt;/strong&gt;&amp;nbsp;&lt;/h2&gt;&lt;p class="block-p" style="text-align: start"&gt;Whether you’re looking west, east, or somewhere in-between, most regions are moving toward balanced conditions. Ontario and B.C. saw prices cool, Prairie markets held steady, and Atlantic Canada continues to shine with predictability and modest growth. After years of extremes, balance is a welcome change.&amp;nbsp;&lt;/p&gt;&lt;p class="block-p" style="text-align: start"&gt;&amp;nbsp;The bottom line is that Canadians haven’t given up on homeownership but they’re approaching it with clearer eyes and firmer expectations. Slower rate cuts, affordability hurdles, and economic unease mean 2026 won’t be a dramatic comeback for everyone. Still, if current trends continue, it could be the first year in a long time where the market feels a little more dependable and that alone may be enough to bring hesitant buyers back in.&amp;nbsp;&lt;/p&gt;&lt;p class="block-p" style="text-align: center"&gt;&lt;span data-type="button" class="blog-button"&gt;&lt;a target="_new" rel="" href="https://heartandsoldyyc.com/recip.html"&gt;START YOUR SEARCH&lt;/a&gt;&lt;/span&gt;&lt;/p&gt;</description>
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      <pubDate>Fri, 28 Nov 2025 18:35:53 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/why-2026-might-be-the-year-canadian-homeownership-is-possible-8870198</guid>
      <dc:date>2025-11-28T18:35:53Z</dc:date>
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      <title>Open House. Open House on Saturday, November 8, 2025 12:00PM - 2:00PM</title>
      <link>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-november-8-2025-1200pm---200pm-8852481</link>
      <description>&lt;div class='listing-banner listing-banner-OPEN-HOUSE' style='background-color: #1f993b' data-banner='OPEN HOUSE' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
Please visit our Open House at 9117 70 Panamount DRIVE NW in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2256403-9117-70-panamount-drive-nw-calgary-t3k-6k6.106898745"&gt;See details here&lt;/a&gt;&#xD;
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Open House on Saturday, November 8, 2025 12:00PM - 2:00PM&#xD;
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Come visit us this Saturday Nov. 8 from 12-2 pm for an OPEN HOUSE. FRESH PRICE - $299,999.00.  This is the pefect TURN KEY HOME W/ ALL UTILITIES INLCUDED IN THE CONDO FEES. Welcome to Panamount Place Phase II – where modern convenience meets comfortable living in the highly desirable community of Panorama Hills. This well-maintained 2-bedroom condo offers exceptional value, thoughtful upgrades, and worry-free amenities that make it stand out from the rest. Inside, the bright open-concept layout features a modern kitchen with a stylish new backsplash (2023) and SS appliances just 3.5 years old. The spacious living area flows seamlessly to a private balcony with a natural gas BBQ hookup and a brand-new railing (2025)—perfect for easy indoor-outdoor living. In-suite laundry adds to the everyday convenience. A rare find, this unit is one of the few that comes with two titled, heated underground parking stalls plus two secure fully enclosed storage lockers—a true luxury for condo living. The building is designed for peace of mind, offering secure fob access, lobby cameras, an elevator, and visitor parking. It’s also pet-friendly with board approval a welcome benefit for pet owners. Condo fees are all-inclusive, covering all utilities of heat, water, electricity and common area maintenance, landscaping, snow removal, and reserve fund contributions, making ownership truly hassle-free. Located in the heart of Panorama Hills, you’re close to schools, shopping, parks, playgrounds, pathways, golf, transit, and major roadways—everything you need within minutes. Whether you’re a first-time buyer, downsizer, or investor, this property offers unbeatable lifestyle and value.&#xD;
&lt;/p&gt;</description>
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      <category>Panorama Hills, Calgary Real Estate</category>
      <pubDate>Thu, 06 Nov 2025 09:23:54 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-november-8-2025-1200pm---200pm-8852481</guid>
      <dc:date>2025-11-06T09:23:54Z</dc:date>
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      <title>New property listed in Rural Wheatland County, Rural Wheatland County</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-rural-wheatland-county-rural-wheatland-county-8829402</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 241003 Range Road 235 in Rural Wheatland County. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2261308-241003-range-road-235-rural-wheatland-county-t1p-2b5.107065352"&gt;See details here&lt;/a&gt;&#xD;
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Welcome to your private country retreat in Wheatland County — a beautifully maintained 3-acre property offering the perfect balance of rural serenity and modern comfort. This inviting 3-bedroom, 2-bathroom home spans nearly 1,750 sq. ft. with a functional, open-concept layout designed for everyday living. The main living areas feature sound-insulated walls, durable linoleum and carpet flooring, and a spacious kitchen equipped with double ovens, ample cabinetry, and all major appliances. A massive walk-in pantry provides exceptional storage space, while the adjoining dining and living areas are ideal for family gatherings. The primary suite is a true retreat with a relaxing soaker tub, separate shower, and double sinks with pull-out drawers for added convenience. The walk-up basement is plumbed and ready for future development, giving you room to grow.  Built with strength, efficiency, and comfort in mind, this home showcases ICF (Insulated Concrete Form) construction — a modern building method that combines reinforced concrete with insulation to deliver superior durability, energy efficiency, and soundproofing.** ICF walls are highly resistant to extreme weather, provide consistent indoor temperatures year-round, and significantly reduce heating and cooling costs. Coupled with a poured concrete foundation and updated windows and roof (2020), this home is engineered for long-term performance and peace of mind.  Step outside and embrace the tranquility of country living. Enjoy morning coffee on either the front or back deck, both overlooking wide-open prairie views. The property includes an insulated double attached garage (with gas line, 30-amp plug, and electrical panel), an invisible dog fence, and secure barbed-wire fencing suitable for pets or livestock.
Additional highlights include a high-producing 13-gallon-per-minute well, a whole-home water purification and softening system, and plenty of space for outdoor recreation. Lets no forget the 44.5 x 26.2 Quonset for the avid animal lover or just need that extra room to store all the out door machinery!!Perfectly located just minutes from Strathmore and within easy reach of Calgary, this acreage offers the peace and freedom of the countryside without sacrificing modern convenience. If you’ve been dreaming of space, privacy, and fresh air — this is the one.&#xD;
&lt;/p&gt;</description>
      <enclosure url="https://iss-cdn.myrealpage.com/yJ4zmzbD7eN_02wqDt7B8vK5kkDnzmno3yBOVtUAcmY/rs:auto:0:0:0/g:sm/bG9jYWw6Ly8vZGF0YS1lZnMtaW1hZ2VzL2FwcC9hdXRvLWJsb2cvNjU1NzMvMi81LzMvMTA3MDY1MzUyLzQwYWYyYzkyMTRlMzU0YmU2Nzg4MTQ0NGI0NmJkYmFjLmpwZWc" type="image/jpeg" />
      <category>Rural Wheatland County, Rural Wheatland County Real Estate</category>
      <pubDate>Thu, 09 Oct 2025 09:18:58 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-rural-wheatland-county-rural-wheatland-county-8829402</guid>
      <dc:date>2025-10-09T09:18:58Z</dc:date>
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      <title>New property listed in Sundre, Sundre</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-sundre-sundre-8821095</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 28 610 4 AVENUE SW in Sundre. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2258659-28-610-4-avenue-sw-sundre-t0m-1x0.106985269"&gt;See details here&lt;/a&gt;&#xD;
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&lt;p&gt;&#xD;
This Sundre villa offers a serene escape from urban life, surrounded by lush greenery and picturesque mountains. Situated in the heart of Sundre's vibrant community, Prairie Creek Crossing beckons with its promise of tranquil living for adults seeking a retreat or retirement haven. Step inside to discover a modern oasis designed for comfort and convenience. The open floor plan welcomes you with vaulted ceilings, creating an airy ambiance throughout. The kitchen is a chef's delight, with ample counter space, and a spacious pantry for all your culinary needs. Entertaining is effortless as the dining area seamlessly transitions into the inviting living room, providing the perfect setting for family gatherings and socializing. Retreat to the master bedroom, featuring a walk-through closet leading to a private 4-piece ensuite, offering a sanctuary of relaxation. Designed for ease of living, this single-floor layout eliminates the hassle of stairs, catering to adults looking to downsize without compromising on comfort. A over size single attached heated garage provides convenient parking for one vehicle, ensuring both practicality and security. Experience year-round comfort with in-floor heating throughout the home and garage, while exterior landscaping and snow removal are meticulously taken care of. Embrace the joys of pet ownership as Prairie Creek Crossing welcomes furry companions with board approval, allowing you to share your new home with your beloved pets. Beyond the doorstep, Sundre offers an array of recreational opportunities for outdoor enthusiasts, including hiking, fishing, camping, and trail riding amidst breathtaking natural landscapes. Indulge in quality golf courses or unwind at the local hospital, seniors club, or indoor recreational centre with an indoor pool and fitness facilities. Don't wait to embrace the retirement lifestyle you've dreamed of—seize the opportunity to live amidst Sundre's beauty and tranquility at Prairie Creek Crossing.&#xD;
&lt;/p&gt;</description>
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      <category>Sundre, Sundre Real Estate</category>
      <pubDate>Wed, 01 Oct 2025 09:16:32 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-sundre-sundre-8821095</guid>
      <dc:date>2025-10-01T09:16:32Z</dc:date>
    </item>
    <item>
      <title>New property listed in Sundre, Sundre</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-sundre-sundre-8821096</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 27 610 4 AVENUE SW in Sundre. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2259704-27-610-4-avenue-sw-sundre-t0m-1x0.106985273"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
This Sundre villa offers a serene escape from urban life, surrounded by lush greenery and picturesque mountains. Situated in the heart of Sundre's vibrant community, Prairie Creek Crossing beckons with its promise of tranquil living for adults seeking a retreat or retirement haven. Step inside to discover a modern oasis designed for comfort and convenience. The open floor plan welcomes you with vaulted ceilings, creating an airy ambiance throughout. The kitchen is a chef's delight, with ample counter space, and a spacious pantry for all your culinary needs. Entertaining is effortless as the dining area seamlessly transitions into the inviting living room, providing the perfect setting for family gatherings and socializing. Retreat to the master bedroom, featuring a walk-through closet leading to a private 4-piece ensuite, offering a sanctuary of relaxation. The second bedroom can be used for visiting guest or the much needed office! Designed for ease of living, this single-floor layout eliminates the hassle of stairs, catering to adults looking to downsize without compromising on comfort. A double attached heated garage provides convenient parking for two vehicles, ensuring both practicality and security. Experience year-round comfort with in-floor heating throughout the home and garage, while exterior landscaping and snow removal are meticulously taken care of. Embrace the joys of pet ownership as Prairie Creek Crossing welcomes furry companions with board approval, allowing you to share your new home with your beloved pets. Beyond the doorstep, Sundre offers an array of recreational opportunities for outdoor enthusiasts, including hiking, fishing, camping, and trail riding amidst breathtaking natural landscapes. Indulge in quality golf courses or unwind at the local hospital, seniors club, or indoor recreational centre with an indoor pool and fitness facilities. Don't wait to embrace the retirement lifestyle you've dreamed of—seize the opportunity to live amidst Sundre's beauty and tranquility at Prairie Creek Crossing. More Pictures to follow, Just at finishing Stage! Please note we Have 5 units and you are welcome to view them all!&#xD;
&lt;/p&gt;</description>
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      <category>Sundre, Sundre Real Estate</category>
      <pubDate>Wed, 01 Oct 2025 09:16:32 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-sundre-sundre-8821096</guid>
      <dc:date>2025-10-01T09:16:32Z</dc:date>
    </item>
    <item>
      <title>New property listed in Sundre, Sundre</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-sundre-sundre-8821097</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 29 610 4 AVENUE SW in Sundre. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2260128-29-610-4-avenue-sw-sundre-t0m-1x0.106985278"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
This Sundre villa offers a serene escape from urban life, surrounded by lush greenery and picturesque mountains. Situated in the heart of Sundre's vibrant community, Prairie Creek Crossing beckons with its promise of tranquil living for adults seeking a retreat or retirement haven. Step inside to discover a modern oasis designed for comfort and convenience. The open floor plan welcomes you with vaulted ceilings, creating an airy ambiance throughout. The kitchen is a chef's delight, with ample counter space, and a spacious pantry for all your culinary needs. Entertaining is effortless as the dining area seamlessly transitions into the inviting living room, providing the perfect setting for family gatherings and socializing. Retreat to the master bedroom, featuring a walk-through closet leading to a private 4-piece ensuite, offering a sanctuary of relaxation. The second bedroom can be used for visiting guest or the much needed office! Designed for ease of living, this single-floor layout eliminates the hassle of stairs, catering to adults looking to downsize without compromising on comfort. A double attached heated garage provides convenient parking for two vehicles, ensuring both practicality and security. Experience year-round comfort with in-floor heating throughout the home and garage, while exterior landscaping and snow removal are meticulously taken care of. Embrace the joys of pet ownership as Prairie Creek Crossing welcomes furry companions with board approval, allowing you to share your new home with your beloved pets. Beyond the doorstep, Sundre offers an array of recreational opportunities for outdoor enthusiasts, including hiking, fishing, camping, and trail riding amidst breathtaking natural landscapes. Indulge in quality golf courses or unwind at the local hospital, seniors club, or indoor recreational centre with an indoor pool and fitness facilities. Don't wait to embrace the retirement lifestyle you've dreamed of—seize the opportunity to live amidst Sundre's beauty and tranquility at Prairie Creek Crossing.&#xD;
&lt;/p&gt;</description>
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      <category>Sundre, Sundre Real Estate</category>
      <pubDate>Wed, 01 Oct 2025 09:16:32 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-sundre-sundre-8821097</guid>
      <dc:date>2025-10-01T09:16:32Z</dc:date>
    </item>
    <item>
      <title>Open House. Open House on Sunday, September 28, 2025 1:30PM - 3:30PM</title>
      <link>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-sunday-september-28-2025-130pm---330pm-8813613</link>
      <description>&lt;div class='listing-banner listing-banner-OPEN-HOUSE' style='background-color: #1f993b' data-banner='OPEN HOUSE' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
Please visit our Open House at 9117 70 Panamount DRIVE NW in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2256403-9117-70-panamount-drive-nw-calgary-t3k-6k6.106898745"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Open House on Sunday, September 28, 2025 1:30PM - 3:30PM&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Welcome to Panamount Place Phase II – where modern convenience meets comfortable living in the highly desirable community of Panorama Hills. This well-maintained 2-bedroom condo offers exceptional value, thoughtful upgrades, and worry-free amenities that make it stand out from the rest. Inside, the bright open-concept layout features a modern kitchen with a stylish new backsplash (2023) and SS appliances just 3.5 years old. The spacious living area flows seamlessly to a private balcony with a natural gas BBQ hookup and a brand-new railing (2025)—perfect for easy indoor-outdoor living. In-suite laundry adds to the everyday convenience. A rare find, this unit is one of the few that comes with two titled, heated underground parking stalls plus two secure fully enclosed storage lockers—a true luxury for condo living. The building is designed for peace of mind, offering secure fob access, lobby cameras, an elevator, and visitor parking. It’s also pet-friendly with board approval, with no restrictions on size or quantity—a rare and welcome benefit for pet owners. Condo fees are all-inclusive, covering all utilities of heat, water, electricity and common area maintenance, landscaping, snow removal, and reserve fund contributions, making ownership truly hassle-free. Located in the heart of Panorama Hills, you’re close to schools, shopping, parks, playgrounds, pathways, golf, transit, and major roadways—everything you need within minutes. Whether you’re a first-time buyer, downsizer, or investor, this property offers unbeatable lifestyle and value.&#xD;
&lt;/p&gt;</description>
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      <category>Panorama Hills, Calgary Real Estate</category>
      <pubDate>Tue, 23 Sep 2025 09:21:02 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-sunday-september-28-2025-130pm---330pm-8813613</guid>
      <dc:date>2025-09-23T09:21:02Z</dc:date>
    </item>
    <item>
      <title>New property listed in Panorama Hills, Calgary</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-panorama-hills-calgary-8810810</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 9117 70 Panamount DRIVE NW in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2256403-9117-70-panamount-drive-nw-calgary-t3k-6k6.106898745"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Welcome to Panamount Place Phase II – where modern convenience meets comfortable living in the highly desirable community of Panorama Hills. This well-maintained 2-bedroom condo offers exceptional value, thoughtful upgrades, and worry-free amenities that make it stand out from the rest. Inside, the bright open-concept layout features a modern kitchen with a stylish new backsplash (2023) and SS appliances just 3.5 years old. The spacious living area flows seamlessly to a private balcony with a natural gas BBQ hookup and a brand-new railing (2025)—perfect for easy indoor-outdoor living. In-suite laundry adds to the everyday convenience. A rare find, this unit is one of the few that comes with two titled, heated underground parking stalls plus two secure fully enclosed storage lockers—a true luxury for condo living. The building is designed for peace of mind, offering secure fob access, lobby cameras, an elevator, and visitor parking. It’s also pet-friendly with board approval, with no restrictions on size or quantity—a rare and welcome benefit for pet owners. Condo fees are all-inclusive, covering all utilities of heat, water, electricity and common area maintenance, landscaping, snow removal, and reserve fund contributions, making ownership truly hassle-free. Located in the heart of Panorama Hills, you’re close to schools, shopping, parks, playgrounds, pathways, golf, transit, and major roadways—everything you need within minutes. Whether you’re a first-time buyer, downsizer, or investor, this property offers unbeatable lifestyle and value.&#xD;
&lt;/p&gt;</description>
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      <category>Panorama Hills, Calgary Real Estate</category>
      <pubDate>Fri, 19 Sep 2025 09:18:12 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-panorama-hills-calgary-8810810</guid>
      <dc:date>2025-09-19T09:18:12Z</dc:date>
    </item>
    <item>
      <title>Open House. Open House on Saturday, September 13, 2025 12:00PM - 3:00PM</title>
      <link>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-september-13-2025-1200pm---300pm-8803912</link>
      <description>&lt;div class='listing-banner listing-banner-OPEN-HOUSE' style='background-color: #1f993b' data-banner='OPEN HOUSE' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
Please visit our Open House at 4 Lloyd CRESCENT NE in Langdon. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2253826-4-lloyd-crescent-ne-langdon-t0j-1x1.106818202"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Open House on Saturday, September 13, 2025 12:00PM - 3:00PM&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
** OPEN HOUSE SATURDAY SEPT. 13, 12-3**Welcome to the family-friendly community of Langdon! This beautiful family home sits on a ¼-acre lot with a fully landscaped yard, offering space, privacy, and room to grow. Step inside to a welcoming foyer, where you’ll find a private office (or optional main-floor bedroom). The open-concept main level boasts a bright, airy floor plan with neutral décor and thoughtful upgrades throughout. The upscale kitchen features custom cabinetry, granite counters, tile backsplash, stainless steel appliances, and a center island—perfect for family gatherings. The adjoining dining area has plenty of room for a large family table, while the cozy living room highlights a river rock fireplace with a mantle ideal for displaying family treasures. Rounding out the main level are a private laundry room with sink, plus a convenient 2-piece guest bath. Upstairs, you’ll find two spacious bedrooms and a 4-piece bathroom, along with a lovely primary suite offering a walk-in closet and spa-inspired ensuite with a jetted tub. The fully finished lower level expands your living space with a family room featuring a standalone fireplace, a rec room with built-in cabinets and countertops (perfect for games or hobbies), another bathroom, and a generous storage room with sink—ideal for wine-making or crafting. Outside, enjoy your private backyard retreat with a large deck, garden area, gazebo, mature trees, and full fencing—perfect for family parties or quiet evenings. And the extras don’t stop there! You’ll love the heated workshop/gym (23’ x 15’) with endless potential to suit your lifestyle. The oversized double garage provides ample space for vehicles, with additional room along the side for toys or trailers, and a driveway that easily accommodates guest parking. Don’t miss this rare opportunity to own a versatile, well-appointed family home on a stunning lot. Call your favourite agent today to book a showing!&#xD;
&lt;/p&gt;</description>
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      <category>Langdon, Langdon Real Estate</category>
      <pubDate>Sat, 13 Sep 2025 09:17:16 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-september-13-2025-1200pm---300pm-8803912</guid>
      <dc:date>2025-09-13T09:17:16Z</dc:date>
    </item>
    <item>
      <title>Open House. Open House on Sunday, September 14, 2025 12:00PM - 2:00PM</title>
      <link>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-sunday-september-14-2025-1200pm---200pm-8803913</link>
      <description>&lt;div class='listing-banner listing-banner-OPEN-HOUSE' style='background-color: #1f993b' data-banner='OPEN HOUSE' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
Please visit our Open House at 147 Whitehorn ROAD NE in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2247745-147-whitehorn-road-ne-calgary-t1y-2a1.106624129"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Open House on Sunday, September 14, 2025 12:00PM - 2:00PM&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
***OPEN HOUSE SUNDAY SEPT. 14TH 12-2PM***Discover nearly 2,500 sq. ft. of total living space in this cherished, only the second owner of this amazing bi-level home, gracefully nestled in the vibrant community of Whitehorn, Calgary. Thoughtfully maintained over the years, this residence blends comfort, functionality, and room to flourish. Upstairs, the primary retreat takes centre stage with a private “cheater” entrance to the main bath—a spa-like sanctuary featuring a luxurious jacuzzi tub. For those who prefer a shower, the plumbing is already in place behind the walls—ready for your personal touch. French glass doors from the primary suite open to your backyard oasis, a graceful two-tier deck invites you to linger-weather it's savouring a quiet morning coffee or unwinding under the evening sky, this serene backyard has been the seller'e treasured retreat. You will enjoy the low-maintenance tiered deck—perfect for outdoor entertaining, relaxing in the hot tub, or enjoying the lush green space ideal for gardening or kid-friendly play. Two additional generously sized bedrooms complete this level for bedrooms.The bright and spacious kitchen, updated six years ago with modern cabinetry, countertops, and backsplash, features durable tile flooring, while the remainder of the main floor boasts gleaming hardwood. The main floor also includes a formal dining area perfect for hosting family and friends, as well as a living/family room, anchored by a wood-burning fireplace with gas lighter, providing a warm and inviting space for everyday life and entertaining. The lower level offers endless possibilities: a cozy family room with a brick fireplace, a spacious games area, a potential fourth bedroom (non-conforming window), a 3-piece bath with shower, and a generous laundry/storage room with a convenient second oven—perfect for hosting large gatherings. Ample storage throughout ensures everything from keepsakes to seasonal needs stays beautifully organized. Car enthusiasts and families alike will love the oversized double detached garage, offering plenty of room for vehicles, tools, and hobbies. Elevated from the street for added privacy, this home is as practical as it is inviting, featuring two fireplaces—wood-burning with gas lighter upstairs and wood-burning downstairs—and closet organizers in the bedrooms. Ideally located close to everything you need, this home is within walking distance of Colonel J. Fred Scott, Chief Justice Milvain, and Annie Gale schools, as well as St. Wilfrid Elementary. The Whitehorn C-Train station on the Blue Line offers seamless commuting, while nearby Village Square and Horizon Heights plazas provide grocery stores, dining, and everyday services. The Peter Lougheed Centre is just minutes away, offering exceptional healthcare access.
This is more than just a house—it’s a home where memories are made, perfectly placed for easy living, with a show-stopping deck at its heart for year-round enjoyment, and connected to everything for your family&#xD;
&lt;/p&gt;</description>
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      <category>Whitehorn, Calgary Real Estate</category>
      <pubDate>Sat, 13 Sep 2025 09:17:16 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-sunday-september-14-2025-1200pm---200pm-8803913</guid>
      <dc:date>2025-09-13T09:17:16Z</dc:date>
    </item>
    <item>
      <title>New property listed in Langdon, Langdon</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-langdon-langdon-8801371</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 4 Lloyd CRESCENT NE in Langdon. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2253826-4-lloyd-crescent-ne-langdon-t0j-1x1.106818202"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
** OPEN HOUSE SATURDAY SEPT. 13, 12-3**Welcome to the family-friendly community of Langdon! This beautiful family home sits on a ¼-acre lot with a fully landscaped yard, offering space, privacy, and room to grow. Step inside to a welcoming foyer, where you’ll find a private office (or optional main-floor bedroom). The open-concept main level boasts a bright, airy floor plan with neutral décor and thoughtful upgrades throughout. The upscale kitchen features custom cabinetry, granite counters, tile backsplash, stainless steel appliances, and a center island—perfect for family gatherings. The adjoining dining area has plenty of room for a large family table, while the cozy living room highlights a river rock fireplace with a mantle ideal for displaying family treasures. Rounding out the main level are a private laundry room with sink, plus a convenient 2-piece guest bath. Upstairs, you’ll find two spacious bedrooms and a 4-piece bathroom, along with a lovely primary suite offering a walk-in closet and spa-inspired ensuite with a jetted tub. The fully finished lower level expands your living space with a family room featuring a standalone fireplace, a rec room with built-in cabinets and countertops (perfect for games or hobbies), another bathroom, and a generous storage room with sink—ideal for wine-making or crafting. Outside, enjoy your private backyard retreat with a large deck, garden area, gazebo, mature trees, and full fencing—perfect for family parties or quiet evenings. And the extras don’t stop there! You’ll love the heated workshop/gym (23’ x 15’) with endless potential to suit your lifestyle. The oversized double garage provides ample space for vehicles, with additional room along the side for toys or trailers, and a driveway that easily accommodates guest parking. Don’t miss this rare opportunity to own a versatile, well-appointed family home on a stunning lot. Call your favourite agent today to book a showing!&#xD;
&lt;/p&gt;</description>
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      <category>Langdon, Langdon Real Estate</category>
      <pubDate>Thu, 11 Sep 2025 09:17:29 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-langdon-langdon-8801371</guid>
      <dc:date>2025-09-11T09:17:29Z</dc:date>
    </item>
    <item>
      <title>Open House. Open House on Saturday, September 13, 2025 12:00PM - 3:00PM</title>
      <link>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-september-13-2025-1200pm---300pm-8801372</link>
      <description>&lt;div class='listing-banner listing-banner-OPEN-HOUSE' style='background-color: #1f993b' data-banner='OPEN HOUSE' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
Please visit our Open House at 4 Lloyd CRESCENT NE in Langdon. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2253826-4-lloyd-crescent-ne-langdon-t0j-1x1.106818202"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Open House on Saturday, September 13, 2025 12:00PM - 3:00PM&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
** OPEN HOUSE SATURDAY SEPT. 13, 12-3**Welcome to the family-friendly community of Langdon! This beautiful family home sits on a ¼-acre lot with a fully landscaped yard, offering space, privacy, and room to grow. Step inside to a welcoming foyer, where you’ll find a private office (or optional main-floor bedroom). The open-concept main level boasts a bright, airy floor plan with neutral décor and thoughtful upgrades throughout. The upscale kitchen features custom cabinetry, granite counters, tile backsplash, stainless steel appliances, and a center island—perfect for family gatherings. The adjoining dining area has plenty of room for a large family table, while the cozy living room highlights a river rock fireplace with a mantle ideal for displaying family treasures. Rounding out the main level are a private laundry room with sink, plus a convenient 2-piece guest bath. Upstairs, you’ll find two spacious bedrooms and a 4-piece bathroom, along with a lovely primary suite offering a walk-in closet and spa-inspired ensuite with a jetted tub. The fully finished lower level expands your living space with a family room featuring a standalone fireplace, a rec room with built-in cabinets and countertops (perfect for games or hobbies), another bathroom, and a generous storage room with sink—ideal for wine-making or crafting. Outside, enjoy your private backyard retreat with a large deck, garden area, gazebo, mature trees, and full fencing—perfect for family parties or quiet evenings. And the extras don’t stop there! You’ll love the heated workshop/gym (23’ x 15’) with endless potential to suit your lifestyle. The oversized double garage provides ample space for vehicles, with additional room along the side for toys or trailers, and a driveway that easily accommodates guest parking. Don’t miss this rare opportunity to own a versatile, well-appointed family home on a stunning lot. Call your favourite agent today to book a showing!&#xD;
&lt;/p&gt;</description>
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      <category>Langdon, Langdon Real Estate</category>
      <pubDate>Thu, 11 Sep 2025 09:17:29 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-september-13-2025-1200pm---300pm-8801372</guid>
      <dc:date>2025-09-11T09:17:29Z</dc:date>
    </item>
    <item>
      <title>Open House. Open House on Sunday, September 14, 2025 12:00PM - 2:00PM</title>
      <link>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-sunday-september-14-2025-1200pm---200pm-8800129</link>
      <description>&lt;div class='listing-banner listing-banner-OPEN-HOUSE' style='background-color: #1f993b' data-banner='OPEN HOUSE' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
Please visit our Open House at 147 Whitehorn ROAD NE in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2247745-147-whitehorn-road-ne-calgary-t1y-2a1.106624129"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Open House on Sunday, September 14, 2025 12:00PM - 2:00PM&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
***OPEN HOUSE SUNDAY SEPT. 14TH 12-2PM***Discover nearly 2,500 sq. ft. of total living space in this cherished, only the second owner of this amazing bi-level home, gracefully nestled in the vibrant community of Whitehorn, Calgary. Thoughtfully maintained over the years, this residence blends comfort, functionality, and room to flourish. Upstairs, the primary retreat takes centre stage with a private “cheater” entrance to the main bath—a spa-like sanctuary featuring a luxurious jacuzzi tub. For those who prefer a shower, the plumbing is already in place behind the walls—ready for your personal touch. French glass doors from the primary suite open to your backyard oasis, a graceful two-tier deck invites you to linger-weather it's savouring a quiet morning coffee or unwinding under the evening sky, this serene backyard has been the seller'e treasured retreat. You will enjoy the low-maintenance tiered deck—perfect for outdoor entertaining, relaxing in the hot tub, or enjoying the lush green space ideal for gardening or kid-friendly play. Two additional generously sized bedrooms complete this level for bedrooms.The bright and spacious kitchen, updated six years ago with modern cabinetry, countertops, and backsplash, features durable tile flooring, while the remainder of the main floor boasts gleaming hardwood. The main floor also includes a formal dining area perfect for hosting family and friends, as well as a living/family room, anchored by a wood-burning fireplace with gas lighter, providing a warm and inviting space for everyday life and entertaining. The lower level offers endless possibilities: a cozy family room with a brick fireplace, a spacious games area, a potential fourth bedroom (non-conforming window), a 3-piece bath with shower, and a generous laundry/storage room with a convenient second oven—perfect for hosting large gatherings. Ample storage throughout ensures everything from keepsakes to seasonal needs stays beautifully organized. Car enthusiasts and families alike will love the oversized double detached garage, offering plenty of room for vehicles, tools, and hobbies. Elevated from the street for added privacy, this home is as practical as it is inviting, featuring two fireplaces—wood-burning with gas lighter upstairs and wood-burning downstairs—and closet organizers in the bedrooms. Ideally located close to everything you need, this home is within walking distance of Colonel J. Fred Scott, Chief Justice Milvain, and Annie Gale schools, as well as St. Wilfrid Elementary. The Whitehorn C-Train station on the Blue Line offers seamless commuting, while nearby Village Square and Horizon Heights plazas provide grocery stores, dining, and everyday services. The Peter Lougheed Centre is just minutes away, offering exceptional healthcare access.
This is more than just a house—it’s a home where memories are made, perfectly placed for easy living, with a show-stopping deck at its heart for year-round enjoyment, and connected to everything for your family&#xD;
&lt;/p&gt;</description>
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      <category>Whitehorn, Calgary Real Estate</category>
      <pubDate>Wed, 10 Sep 2025 09:18:48 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-sunday-september-14-2025-1200pm---200pm-8800129</guid>
      <dc:date>2025-09-10T09:18:48Z</dc:date>
    </item>
    <item>
      <title>Open House. Open House on Saturday, August 23, 2025 1:00PM - 3:00PM</title>
      <link>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-august-23-2025-100pm---300pm-8783036</link>
      <description>&lt;div class='listing-banner listing-banner-OPEN-HOUSE' style='background-color: #1f993b' data-banner='OPEN HOUSE' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
Please visit our Open House at 147 Whitehorn ROAD NE in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2247745-147-whitehorn-road-ne-calgary-t1y-2a1.106624129"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Open House on Saturday, August 23, 2025 1:00PM - 3:00PM&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
***OPEN HOUSE SATURDAY AUG 23, 1-3 ***Discover nearly 2,500 sq. ft. of total living space in this cherished, only the second owner of this amazing bi-level home, gracefully nestled in the vibrant community of Whitehorn, Calgary. Thoughtfully maintained over the years, this residence blends comfort, functionality, and room to flourish. Upstairs, the primary retreat takes centre stage with a private “cheater” entrance to the main bath—a spa-like sanctuary featuring a luxurious jacuzzi tub. For those who prefer a shower, the plumbing is already in place behind the walls—ready for your personal touch. French glass doors from the primary suite open to your backyard oasis, a graceful two-tier deck invites you to linger-weather it's savouring a quiet morning coffee or unwinding under the evening sky, this serene backyard has been the seller'e treasured retreat. You will enjoy the low-maintenance tiered deck—perfect for outdoor entertaining, relaxing in the hot tub, or enjoying the lush green space ideal for gardening or kid-friendly play. Two additional generously sized bedrooms complete this level for bedrooms.The bright and spacious kitchen, updated six years ago with modern cabinetry, countertops, and backsplash, features durable tile flooring, while the remainder of the main floor boasts gleaming hardwood. The main floor also includes a formal dining area perfect for hosting family and friends, as well as a living/family room, anchored by a wood-burning fireplace with gas lighter, providing a warm and inviting space for everyday life and entertaining. The lower level offers endless possibilities: a cozy family room with a brick fireplace, a spacious games area, a potential fourth bedroom (non-conforming window), a 3-piece bath with shower, and a generous laundry/storage room with a convenient second oven—perfect for hosting large gatherings. Ample storage throughout ensures everything from keepsakes to seasonal needs stays beautifully organized. Car enthusiasts and families alike will love the oversized double detached garage, offering plenty of room for vehicles, tools, and hobbies. Elevated from the street for added privacy, this home is as practical as it is inviting, featuring two fireplaces—wood-burning with gas lighter upstairs and wood-burning downstairs—and closet organizers in the bedrooms. Ideally located close to everything you need, this home is within walking distance of Colonel J. Fred Scott, Chief Justice Milvain, and Annie Gale schools, as well as St. Wilfrid Elementary. The Whitehorn C-Train station on the Blue Line offers seamless commuting, while nearby Village Square and Horizon Heights plazas provide grocery stores, dining, and everyday services. The Peter Lougheed Centre is just minutes away, offering exceptional healthcare access.
This is more than just a house—it’s a home where memories are made, perfectly placed for easy living, with a show-stopping deck at its heart for year-round enjoyment, and connected to everything for your family&#xD;
&lt;/p&gt;</description>
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      <category>Whitehorn, Calgary Real Estate</category>
      <pubDate>Thu, 21 Aug 2025 09:16:47 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-august-23-2025-100pm---300pm-8783036</guid>
      <dc:date>2025-08-21T09:16:47Z</dc:date>
    </item>
    <item>
      <title>Open House. Open House on Saturday, August 23, 2025 1:00PM - 3:00PM</title>
      <link>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-august-23-2025-100pm---300pm-8783035</link>
      <description>&lt;div class='listing-banner listing-banner-OPEN-HOUSE' style='background-color: #1f993b' data-banner='OPEN HOUSE' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
Please visit our Open House at 147 Whitehorn ROAD NE in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2247745-147-whitehorn-road-ne-calgary-t1y-2a1.106624129"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Open House on Saturday, August 23, 2025 1:00PM - 3:00PM&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
***OPEN HOUSE SATURDAY AUG 23, 1-3 ***Discover nearly 2,500 sq. ft. of total living space in this cherished, only the second owner of this amazing bi-level home, gracefully nestled in the vibrant community of Whitehorn, Calgary. Thoughtfully maintained over the years, this residence blends comfort, functionality, and room to flourish. Upstairs, the primary retreat takes centre stage with a private “cheater” entrance to the main bath—a spa-like sanctuary featuring a luxurious jacuzzi tub. For those who prefer a shower, the plumbing is already in place behind the walls—ready for your personal touch. French glass doors from the primary suite open to your backyard oasis, a graceful two-tier deck invites you to linger-weather it's savouring a quiet morning coffee or unwinding under the evening sky, this serene backyard has been the seller'e treasured retreat. You will enjoy the low-maintenance tiered deck—perfect for outdoor entertaining, relaxing in the hot tub, or enjoying the lush green space ideal for gardening or kid-friendly play. Two additional generously sized bedrooms complete this level for bedrooms.The bright and spacious kitchen, updated six years ago with modern cabinetry, countertops, and backsplash, features durable tile flooring, while the remainder of the main floor boasts gleaming hardwood. The main floor also includes a formal dining area perfect for hosting family and friends, as well as a living/family room, anchored by a wood-burning fireplace with gas lighter, providing a warm and inviting space for everyday life and entertaining. The lower level offers endless possibilities: a cozy family room with a brick fireplace, a spacious games area, a potential fourth bedroom (non-conforming window), a 3-piece bath with shower, and a generous laundry/storage room with a convenient second oven—perfect for hosting large gatherings. Ample storage throughout ensures everything from keepsakes to seasonal needs stays beautifully organized. Car enthusiasts and families alike will love the oversized double detached garage, offering plenty of room for vehicles, tools, and hobbies. Elevated from the street for added privacy, this home is as practical as it is inviting, featuring two fireplaces—wood-burning with gas lighter upstairs and wood-burning downstairs—and closet organizers in the bedrooms. Ideally located close to everything you need, this home is within walking distance of Colonel J. Fred Scott, Chief Justice Milvain, and Annie Gale schools, as well as St. Wilfrid Elementary. The Whitehorn C-Train station on the Blue Line offers seamless commuting, while nearby Village Square and Horizon Heights plazas provide grocery stores, dining, and everyday services. The Peter Lougheed Centre is just minutes away, offering exceptional healthcare access.
This is more than just a house—it’s a home where memories are made, perfectly placed for easy living, with a show-stopping deck at its heart for year-round enjoyment, and connected to everything for your family&#xD;
&lt;/p&gt;</description>
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      <category>Whitehorn, Calgary Real Estate</category>
      <pubDate>Thu, 21 Aug 2025 09:16:46 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-august-23-2025-100pm---300pm-8783035</guid>
      <dc:date>2025-08-21T09:16:46Z</dc:date>
    </item>
    <item>
      <title>New property listed in Whitehorn, Calgary</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-whitehorn-calgary-8779518</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 147 Whitehorn ROAD NE in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2247745-147-whitehorn-road-ne-calgary-t1y-2a1.106624129"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Discover nearly 2,500 sq. ft. of total living space in this cherished, original-owner bi-level home, gracefully nestled in the vibrant community of Whitehorn, Calgary. Thoughtfully maintained over the years, this residence blends comfort, functionality, and room to flourish. Upstairs, the primary retreat takes centre stage with a private “cheater” entrance to the main bath—a spa-like sanctuary featuring a luxurious jacuzzi tub. For those who prefer a shower, the plumbing is already in place behind the walls—ready for your personal touch. French glass doors from the primary suite open to your backyard oasis, a graceful two-tier deck invites you to linger-weather it's savouring a quiet morning coffee or unwinding under the evening sky, this serene backyard has been the seller'e treasured retreat. You will enjoy the low-maintenance tiered deck—perfect for outdoor entertaining, relaxing in the hot tub, or enjoying the lush green space ideal for gardening or kid-friendly play. Two additional generously sized bedrooms complete this level for bedrooms.The bright and spacious kitchen, updated six years ago with modern cabinetry, countertops, and backsplash, features durable tile flooring, while the remainder of the main floor boasts gleaming hardwood. The main floor also includes a formal dining area perfect for hosting family and friends, as well as a living/family room, anchored by a wood-burning fireplace with gas lighter, providing a warm and inviting space for everyday life and entertaining. The lower level offers endless possibilities: a cozy family room with a brick fireplace, a spacious games area, a potential fourth bedroom (non-conforming window), a 3-piece bath with shower, and a generous laundry/storage room with a convenient second oven—perfect for hosting large gatherings. Ample storage throughout ensures everything from keepsakes to seasonal needs stays beautifully organized. Car enthusiasts and families alike will love the oversized double detached garage, offering plenty of room for vehicles, tools, and hobbies. Elevated from the street for added privacy, this home is as practical as it is inviting, featuring two fireplaces—wood-burning with gas lighter upstairs and wood-burning downstairs—and closet organizers in the bedrooms. Ideally located close to everything you need, this home is within walking distance of Colonel J. Fred Scott, Chief Justice Milvain, and Annie Gale schools, as well as St. Wilfrid Elementary. The Whitehorn C-Train station on the Blue Line offers seamless commuting, while nearby Village Square and Horizon Heights plazas provide grocery stores, dining, and everyday services. The Peter Lougheed Centre is just minutes away, offering exceptional healthcare access.
This is more than just a house—it’s a home where memories are made, perfectly placed for easy living, with a show-stopping deck at its heart for year-round enjoyment, and connected to everything for your family&#xD;
&lt;/p&gt;</description>
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      <category>Whitehorn, Calgary Real Estate</category>
      <pubDate>Sat, 16 Aug 2025 09:19:21 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-whitehorn-calgary-8779518</guid>
      <dc:date>2025-08-16T09:19:21Z</dc:date>
    </item>
    <item>
      <title>New property listed in Hawkwood, Calgary</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-hawkwood-calgary-8767090</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 202 Hawktree BAY NW in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2241885-202-hawktree-bay-nw-calgary-t3g-2z3.106511910"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
**Welcome to 202 Hawktree Bay NW**, an updated home tucked into a peaceful cul-de-sac in the highly sought-after community of Hawkwood. Set on a sunny corner lot with no sidewalks to shovel, this property features a beautifully landscaped, private yard with mature trees, an apple tree, a dedicated vegetable garden, and a striking piece of Mt. Rundle stone adding character to the front yard. The expansive back deck offers the perfect setting for summer BBQs and outdoor entertaining. Inside, the home combines thoughtful design with practical comfort—featuring refinished hardwood floors, custom stonework around the fireplace, and smart lighting throughout the main and lower levels. The main floor includes a front den that can easily be used as a fourth bedroom, ideally situated next to a full bathroom, making it perfect for guests or multigenerational living. Convenient **main floor laundry** adds to the everyday ease of this home. Upstairs, the primary suite offers a peaceful retreat complete with a private ensuite, while two additional generously sized bedrooms and a full bathroom provide ample space for the whole family. The fully finished basement expands your living space with a cozy movie theatre room featuring riser seating options, a gym or playroom, a large utility/storage room, and an additional bedroom and full bathroom (note: basement windows may not meet current egress standards). Comfort and efficiency are top of mind with two fireplaces—one gas and one wood-burning with gas assist—central A/C, two hot water tanks, a water softener, and a dechlorinator system. The kitchen and basement feature upgraded Pella triple-pane windows with built-in blinds. Additional modern conveniences include an app-connected smart lighting system and remote-controlled garage door. Parking and storage are abundant with a double attached  heated garage, a fully powered detached single garage/workshop, a trailer/RV area; room for up to six vehicles. Ideally located near parks, schools, Crowfoot shopping, LRT, and the YMCA, this move-in ready home offers flexibility, functionality, and comfort in one of Calgary’s most established and welcoming neighbourhoods.&#xD;
&lt;/p&gt;</description>
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      <category>Hawkwood, Calgary Real Estate</category>
      <pubDate>Sat, 02 Aug 2025 09:17:30 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-hawkwood-calgary-8767090</guid>
      <dc:date>2025-08-02T09:17:30Z</dc:date>
    </item>
    <item>
      <title>New property listed in Strathmore, Strathmore</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-strathmore-strathmore-8764938</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 9A Centre STREET in Strathmore. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2243828-9a-centre-street-strathmore-t1p-1c2.106496864"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Welcome to 9A Centre Street—a beautifully maintained and thoughtfully designed duplex that offers the perfect balance of functionality, comfort, and low-maintenance living. Whether you're a first-time buyer, looking to downsize, or simply seeking a simplified lifestyle, this charming home delivers on all fronts. Inside, you'll find 2 spacious bedrooms and 2 bathrooms spread across a bright, open floor plan with quality finishings throughout. Luxury brushed oak engineered hardwood  and tile flooring, flat ceilings, and modern pot lighting create a sleek and contemporary feel. Oversized 36” doors and craftsman-style trim add a touch of character, while large casement windows fill the space with natural light. Central air conditioning ensures comfort year-round. The bedrooms are generously sized to easily accommodate your preferred furniture layout. The kitchen is both stylish and practical, complete with a fridge, stove, and dishwasher. A dedicated main floor laundry area includes a washer, dryer, and central vacuum system. Curtains and blinds are also included—just move in and enjoy. The unfinished basement offers endless potential—create additional living space, a third bedroom, or customize it to suit your lifestyle. Ask about the seller's plans for finishing, including ideas for an additional bedroom. Step outside to a beautifully updated, low-maintenance backyard. The towering trees have been removed to open up the space, allowing for more sunlight and usable yard area. A concrete patio is perfect for relaxing or entertaining and enjoying a BBQ with friends and Family. Additional highlights include an oversized front parking pad and a single attached garage, ideal for winter parking or extra storage. The exterior is finished in durable stucco, and the home sits on a solid poured concrete foundation. Best of all—there are no condo fees, no age restrictions, and everything you need is on one level with no steps. Located near shopping and parks, 9A Centre Street combines comfort, convenience, and community in a well-established neighbourhood. Don’t miss this turn-key opportunity!&#xD;
&lt;/p&gt;</description>
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      <category>Strathmore, Strathmore Real Estate</category>
      <pubDate>Fri, 01 Aug 2025 09:14:29 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-strathmore-strathmore-8764938</guid>
      <dc:date>2025-08-01T09:14:29Z</dc:date>
    </item>
    <item>
      <title>New property listed in Strathmore, Strathmore</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-strathmore-strathmore-8763566</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 160 Wildrose DRIVE in Strathmore. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2243028-160-wildrose-drive-strathmore-t1p-0g5.106487427"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Welcome to Wildrose – Where Comfort Meets Community. Tucked along the west edge of Strathmore, this immaculate 2-storey home offers the best of both worlds: peaceful, small-town living with quick and easy access to Calgary. Step outside into your beautifully landscaped, maintenance-free backyard, thoughtfully designed with four unique zones for entertaining or unwinding. Whether you're hosting friends on the spacious deck, relaxing by the dry stream bed, or enjoying quiet evenings in your private oasis, this yard feels like a retreat. Inside, the home strikes a perfect balance between modern style and everyday comfort. The open-concept main floor features luxury vinyl plank flooring, abundant natural light, and a gorgeous kitchen with granite countertops, a gas range, stainless steel appliances, shaker-style cabinetry, and a large island that’s perfect for gathering. The living room centers around a cozy fireplace with custom built-ins—ideal for books, art, or personal touches. A walk-through pantry adds functionality and connects directly to the heated, insulated double garage. The mudroom includes a built-in bench and cubbies to keep everything neat and organized. Upstairs, the bright bonus room is perfect for movie nights or a home office setup. You'll also find upper-floor laundry, a serene primary suite with a walk-in closet and 4-piece ensuite, plus two more bedrooms and another full bath. The fully finished basement adds even more space with a second family room, a fourth bedroom, another 4-piece bath, and ample storage—including a well-kept utility room. Located in Wildrose, a welcoming community where neighbours look out for one another, this home offers comfort, functionality, and connection. Don’t miss your chance to make it yours—reach out to your local real estate expert to book a private showing today!&#xD;
&lt;/p&gt;</description>
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      <category>Strathmore, Strathmore Real Estate</category>
      <pubDate>Thu, 31 Jul 2025 09:15:46 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-strathmore-strathmore-8763566</guid>
      <dc:date>2025-07-31T09:15:46Z</dc:date>
    </item>
    <item>
      <title>New property listed in Copperfield, Calgary</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-copperfield-calgary-8752035</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 419 117 Copperpond COMMON SE in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2240448-419-117-copperpond-common-se-calgary-t2z-5e2.106387393"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Welcome to Symmetry in Copperfield—your top-floor retreat with stunning pond and mountain views. This 2-bedroom, 2-bathroom + den condo offers a smart layout with bedrooms on opposite sides for privacy and a bright, open-concept living space with 9' ceilings and vinyl plank flooring. The kitchen features granite countertops, stainless steel appliances, and a spacious dining area—perfect for hosting. The primary suite includes a walk-through closet and a 3-piece ensuite with an oversized walk-in shower, while the second bedroom is next to the full main bath—ideal for guests or a roommate. A den near the entry provides a great work-from-home nook or mudroom setup. Extras include in-suite laundry with storage, a second-floor storage locker (no dusty parkade!), and an oversized underground parking stall. You’ll love the fresh paint, peaceful top-floor living, and unbeatable location with easy access to Stony Trail, Deerfoot Trail, and 130th Avenue with banks, restaurants, medical offices, grocery stores, shopping, registries, and much more. Within walking distance, you’ll find Tim Hortons, Subway, Indian cuisine, pizza, a small grocery store, liquor stores, dentist, massage, chiro and medical offices, a bus stop, plus a car wash at the gas station and a larger car wash and Jiffy Lube just minutes away. There are also beautiful walking paths nearby and plenty of schools and parks close to home. This one checks all the boxes—come take a look and fall in love with the view!&#xD;
&lt;/p&gt;</description>
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      <category>Copperfield, Calgary Real Estate</category>
      <pubDate>Fri, 18 Jul 2025 09:15:23 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-copperfield-calgary-8752035</guid>
      <dc:date>2025-07-18T09:15:23Z</dc:date>
    </item>
    <item>
      <title>Open House. Open House on Saturday, July 19, 2025 2:30PM - 4:30PM</title>
      <link>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-july-19-2025-230pm---430pm-8746276</link>
      <description>&lt;div class='listing-banner listing-banner-OPEN-HOUSE' style='background-color: #1f993b' data-banner='OPEN HOUSE' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
Please visit our Open House at 210 881 Sage Valley BOULEVARD NW in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2232737-210-881-sage-valley-boulevard-nw-calgary-t3r-0r1.106271925"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Open House on Saturday, July 19, 2025 2:30PM - 4:30PM&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Welcome to Sonoma at Sage Hill! This bright and spacious corner-unit townhouse offers the perfect blend of comfort and convenience. Enjoy an open-concept layout featuring a modern kitchen with new laminate counters (2023), a pantry, a large island, and updated appliances including a new dishwasher (2023) and stacked washer/dryer (2021). Cozy thick carpeting and high ceilings add to the inviting feel. This unit boasts a private patio with privacy screening — perfect for your BBQ and patio set — and overlooks a shared green space ideal for kids and quiet relaxation. Benefit from the extra natural light of a corner unit with only one shared wall and minimal through traffic thanks to its central location in the complex. The single attached garage offers extra storage under the stairs and a hanging storage rack. With two parking spaces, forced air heating, and a no-smoking interior, this home checks all the boxes. Located in a quiet, family-friendly community with parks, playgrounds, sidewalks, and excellent access to shopping at Beacon Hill, Creekside, and Sage Hill. Minutes to Stoney Trail, and surrounded by kilometres of scenic walking and biking paths. Low condo fees cover common area maintenance, insurance, snow removal, professional management, and more. Don’t miss out on this lovely townhome in a sought-after neighbourhood. Book your showing today!&#xD;
&lt;/p&gt;</description>
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      <category>Sage Hill, Calgary Real Estate</category>
      <pubDate>Mon, 14 Jul 2025 09:16:42 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-july-19-2025-230pm---430pm-8746276</guid>
      <dc:date>2025-07-14T09:16:42Z</dc:date>
    </item>
    <item>
      <title>Open House. Open House on Saturday, July 12, 2025 12:00PM - 2:00PM</title>
      <link>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-july-12-2025-1200pm---200pm-8742200</link>
      <description>&lt;div class='listing-banner listing-banner-OPEN-HOUSE' style='background-color: #1f993b' data-banner='OPEN HOUSE' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
Please visit our Open House at 1123 211 Aspen Stone BOULEVARD SW in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2225070-1123-211-aspen-stone-boulevard-sw-calgary-t3h-0k1.106223810"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Open House on Saturday, July 12, 2025 12:00PM - 2:00PM&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
**OPEN HOUSE SATURDAY JULY 12TH FROM NOON - 2PM***Welcome to Gallant Ridge at Aspen Stone! This beautifully updated apartment offers modern comfort and style in the heart of one of Calgary’s most desirable communities. Featuring a refreshed kitchen with quartz countertops, updated light fixtures, Decora switches, and freshly painted walls, this unit is move-in ready. Enjoy the plush feel of freshly shampooed carpets and unwind on your covered balcony with tranquil forest views. This one-bedroom home comes with titled underground parking in a secure parkade, plus in-unit storage for added convenience. The building includes professional management, and the condo fee covers heat, water, insurance, landscaping, snow removal, and more. Pet-friendly (board approval) with elevator access—don’t miss out on this gem! Aspen Woods is known for its upscale charm, tree-lined streets, and walkability to everyday conveniences. Enjoy being just minutes from the West LRT station for quick downtown access, and close to top-rated schools, walking trails, Aspen Landing Shopping Centre, boutique fitness studios, and a wide range of restaurants and cafes. With scenic pathways and beautiful parks right outside your door, this location offers the perfect blend of nature and urban living. Whether you're a first-time buyer, downsizer, or investor—this home is a smart and stylish choice in a sought-after west Calgary neighbourhood.&#xD;
&lt;/p&gt;</description>
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      <category>Aspen Woods, Calgary Real Estate</category>
      <pubDate>Wed, 09 Jul 2025 09:14:17 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-july-12-2025-1200pm---200pm-8742200</guid>
      <dc:date>2025-07-09T09:14:17Z</dc:date>
    </item>
    <item>
      <title>New property listed in Sage Hill, Calgary</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-sage-hill-calgary-8739182</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 210 881 Sage Valley BOULEVARD NW in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2232737-210-881-sage-valley-boulevard-nw-calgary-t3r-0r1.106271925"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Welcome to Sonoma at Sage Hill! This bright and spacious corner-unit townhouse offers the perfect blend of comfort and convenience. Enjoy an open-concept layout featuring a modern kitchen with new laminate counters (2023), a pantry, a large island, and updated appliances including a new dishwasher (2023) and stacked washer/dryer (2021). Cozy thick carpeting and high ceilings add to the inviting feel. This unit boasts a private patio with privacy screening — perfect for your BBQ and patio set — and overlooks a shared green space ideal for kids and quiet relaxation. Benefit from the extra natural light of a corner unit with only one shared wall and minimal through traffic thanks to its central location in the complex. The single attached garage offers extra storage under the stairs and a hanging storage rack. With two parking spaces, forced air heating, and a no-smoking interior, this home checks all the boxes. Located in a quiet, family-friendly community with parks, playgrounds, sidewalks, and excellent access to shopping at Beacon Hill, Creekside, and Sage Hill. Minutes to Stoney Trail, and surrounded by kilometres of scenic walking and biking paths. Low condo fees cover common area maintenance, insurance, snow removal, professional management, and more. Don’t miss out on this lovely townhome in a sought-after neighbourhood. Book your showing today!&#xD;
&lt;/p&gt;</description>
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      <category>Sage Hill, Calgary Real Estate</category>
      <pubDate>Sat, 05 Jul 2025 09:15:04 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-sage-hill-calgary-8739182</guid>
      <dc:date>2025-07-05T09:15:04Z</dc:date>
    </item>
    <item>
      <title>New property listed in Aspen Woods, Calgary</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-aspen-woods-calgary-8733087</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 1123 211 Aspen Stone BOULEVARD SW in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2225070-1123-211-aspen-stone-boulevard-sw-calgary-t3h-0k1.106223810"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Welcome to Gallant Ridge at Aspen Stone! This beautifully updated apartment offers modern comfort and style in the heart of one of Calgary’s most desirable communities. Featuring a refreshed kitchen with quartz countertops, updated light fixtures, Decora switches, and freshly painted walls, this unit is move-in ready. Enjoy the plush feel of freshly shampooed carpets and unwind on your covered balcony with tranquil forest views. This one-bedroom home comes with titled underground parking in a secure parkade, plus in-unit storage for added convenience. The building includes professional management, and the condo fee covers heat, water, insurance, landscaping, snow removal, and more. Pet-friendly (board approval) with elevator access—don’t miss out on this gem! Aspen Woods is known for its upscale charm, tree-lined streets, and walkability to everyday conveniences. Enjoy being just minutes from the West LRT station for quick downtown access, and close to top-rated schools, walking trails, Aspen Landing Shopping Centre, boutique fitness studios, and a wide range of restaurants and cafes. With scenic pathways and beautiful parks right outside your door, this location offers the perfect blend of nature and urban living. Whether you're a first-time buyer, downsizer, or investor—this home is a smart and stylish choice in a sought-after west Calgary neighbourhood.&#xD;
&lt;/p&gt;</description>
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      <category>Aspen Woods, Calgary Real Estate</category>
      <pubDate>Sun, 29 Jun 2025 09:14:47 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-aspen-woods-calgary-8733087</guid>
      <dc:date>2025-06-29T09:14:47Z</dc:date>
    </item>
    <item>
      <title>Open House. Open House on Saturday, June 21, 2025 11:30AM - 1:30PM</title>
      <link>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-june-21-2025-1130am---130pm-8720699</link>
      <description>&lt;div class='listing-banner listing-banner-OPEN-HOUSE' style='background-color: #1f993b' data-banner='OPEN HOUSE' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
Please visit our Open House at 303 1225 15 AVENUE SW in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2223603-303-1225-15-avenue-sw-calgary-t3c-0x7.105923788"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Open House on Saturday, June 21, 2025 11:30AM - 1:30PM&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
**OPEN HOUSE SATURDAY JUNE 21ST 11:30AM-1:30PM** A stylish Condo Living for first-time buyers &amp; young professionals that is PET FRIENDLY W/O restrictions on SIZE and quantity. Start your homeownership journey with this charming 1-bedroom condo freshly painted located on the 3rd floor of a sought-after, smoke-free building in Calgary’s vibrant Beltline neighborhood. With a modern interior, unbeatable location, and lifestyle perks, this home is perfect for young professionals or first-time buyers ready to enjoy the best of urban living. The open-concept living area is bright and welcoming, featuring a corner fireplace, hardwood floors throughout, and direct access to your private balcony—the perfect spot to enjoy your morning coffee or evening drink while taking in partial views of Calgary’s skyline. The sleek kitchen is equipped with stainless steel appliances, granite countertops, and stylish cabinetry, making it as functional as it is beautiful. The spacious bedroom offers a peaceful retreat and a large closet, while the updated 4-piece bathroom features modern finishes and a full bathtub/shower combo. One of the standout features of this unit is the in-suite laundry—a must-have convenience for busy city living. Step outside and enjoy everything the Beltline has to offer, including **Thomson Family Park**, just steps from your back door. This charming, pet-friendly green space features whimsical play structures, paved walkways, a seasonal skating rink, and plenty of room to relax or take your dog for a stroll. Located just off 17th Avenue SW, you're minutes away from some of Calgary’s top local spots. Analog Coffee, Good Earth, and Deville Coffee are all nearby for your daily caffeine fix. For dining out, enjoy vibrant favorites like The Coup, Cleaver, Trolley 5 Brewpub, and Una Pizza + Wine—all within walking distance. This is also a pet-friendly building with no size or breed restrictions—just board approval required, offering flexibility for pet owners. Public transit and major roadways are close by, making commuting and exploring the city easy and convenient. The unit includes an assigned parking stall, separate storage locker, and condo fees that cover all utilities—including electricity—a huge bonus for budgeting and monthly peace of mind. If you're looking for a stylish, low-maintenance home in one of Calgary’s most dynamic neighborhoods, this condo checks all the boxes. Book your showing today and see why it’s the perfect first place to call your own.&#xD;
&lt;/p&gt;</description>
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      <category>Beltline, Calgary Real Estate</category>
      <pubDate>Tue, 17 Jun 2025 09:14:22 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-june-21-2025-1130am---130pm-8720699</guid>
      <dc:date>2025-06-17T09:14:22Z</dc:date>
    </item>
    <item>
      <title>New property listed in Rural Wheatland County, Rural Wheatland County</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-rural-wheatland-county-rural-wheatland-county-8711361</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 243077 Range Road 255 in Rural Wheatland County. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2192373-243077-range-road-255-rural-wheatland-county-t1p-0h9.105920673"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
**Welcome to your dream acreage just minutes from Strathmore!** Enjoy the perfect balance of country serenity and city convenience with quick access to all amenities and an easy commute to Calgary via Highway 1. Set on 5 acres with paved access and no gravel roads, this impressive property offers breathtaking west-facing mountain views on clear days. The spacious, air-conditioned bi-level home offers over 3,760 sq ft of developed living space, featuring five bedrooms (plus two potential) and three full bathrooms. The primary suite is a true retreat with a large walk-in closet and a beautifully appointed ensuite with dual vanities. Recent upgrades include hardwood floors and a custom gourmet kitchen with quartz countertops, ample cabinetry, and a large island—ideal for entertaining. The bright dining and living areas are framed by west-facing windows that capture stunning sunsets. The fully developed basement boasts in-floor heating and includes a large family room, three additional bedrooms, a full bathroom, a laundry room, and a versatile flex/storage space. The home is equipped with triple-glazed windows, Hardie board siding, a Dura Deck, two sump pumps, a boiler, a forced air system, and in-floor heating throughout. Central air conditioning keeps the home comfortable year-round. Outside, the 45' x 40' heated shop is a showstopper. It includes 220V power, 12-foot and 18-foot doors, and space to accommodate up to nine vehicles, making it perfect for car enthusiasts, contractors, or hobbyists. This is more than just a home—it's a lifestyle. Schedule your private viewing with your favorite real estate professional today.&#xD;
&lt;/p&gt;</description>
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      <category>Rural Wheatland County, Rural Wheatland County Real Estate</category>
      <pubDate>Sat, 07 Jun 2025 09:14:07 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-rural-wheatland-county-rural-wheatland-county-8711361</guid>
      <dc:date>2025-06-07T09:14:07Z</dc:date>
    </item>
    <item>
      <title>New property listed in Beltline, Calgary</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-beltline-calgary-8711362</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 303 1225 15 AVENUE SW in Calgary. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2223603-303-1225-15-avenue-sw-calgary-t3c-0x7.105923788"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
A stylish Condo Living for first-time buyers &amp; young professionals that is PET FRIENDLY W/O restrictions on SIZE and quantity. Start your homeownership journey with this charming 1-bedroom condo freshly painted located on the 3rd floor of a sought-after, smoke-free building in Calgary’s vibrant Beltline neighborhood. With a modern interior, unbeatable location, and lifestyle perks, this home is perfect for young professionals or first-time buyers ready to enjoy the best of urban living. The open-concept living area is bright and welcoming, featuring a corner fireplace, hardwood floors throughout, and direct access to your private balcony—the perfect spot to enjoy your morning coffee or evening drink while taking in partial views of Calgary’s skyline. The sleek kitchen is equipped with stainless steel appliances, granite countertops, and stylish cabinetry, making it as functional as it is beautiful. The spacious bedroom offers a peaceful retreat and a large closet, while the updated 4-piece bathroom features modern finishes and a full bathtub/shower combo. One of the standout features of this unit is the in-suite laundry—a must-have convenience for busy city living. Step outside and enjoy everything the Beltline has to offer, including **Thomson Family Park**, just steps from your back door. This charming, pet-friendly green space features whimsical play structures, paved walkways, a seasonal skating rink, and plenty of room to relax or take your dog for a stroll. Located just off 17th Avenue SW, you're minutes away from some of Calgary’s top local spots. Analog Coffee, Good Earth, and Deville Coffee are all nearby for your daily caffeine fix. For dining out, enjoy vibrant favorites like The Coup, Cleaver, Trolley 5 Brewpub, and Una Pizza + Wine—all within walking distance. This is also a pet-friendly building with no size or breed restrictions—just board approval required, offering flexibility for pet owners. Public transit and major roadways are close by, making commuting and exploring the city easy and convenient. The unit includes an assigned parking stall, separate storage locker, and condo fees that cover all utilities—including electricity—a huge bonus for budgeting and monthly peace of mind. If you're looking for a stylish, low-maintenance home in one of Calgary’s most dynamic neighborhoods, this condo checks all the boxes. Book your showing today and see why it’s the perfect first place to call your own.&#xD;
&lt;/p&gt;</description>
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      <category>Beltline, Calgary Real Estate</category>
      <pubDate>Sat, 07 Jun 2025 09:14:07 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-beltline-calgary-8711362</guid>
      <dc:date>2025-06-07T09:14:07Z</dc:date>
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    <item>
      <title>Open House. Open House on Saturday, June 7, 2025 12:00PM - 3:00PM
Come View this well maintained Condo perfect for first time buyers, looking to downsize, or investment!!</title>
      <link>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-june-7-2025-1200pm---300pmcome-view-8705275</link>
      <description>&lt;div class='listing-banner listing-banner-OPEN-HOUSE' style='background-color: #1f993b' data-banner='OPEN HOUSE' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
Please visit our Open House at 209 Ranch Ridge MEADOW in Strathmore. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2224083-209-ranch-ridge-meadow-strathmore-t1p-0a9.105795185"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Open House on Saturday, June 7, 2025 12:00PM - 3:00PM
Come View this well maintained Condo perfect for first time buyers, looking to downsize, or investment!!&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
**OPEN HOUSE SATURDAY JUNE 7 FROM 12-3 REFRESHMENTS SERVED**Unbeatable Location. Exceptional Value. Effortless Living. Stop the search—this is "the" one! Located in a prime walkable area close to everything you need—shopping, dining, parks, and more—this beautifully maintained townhome offers the perfect combination of convenience, comfort, and care-free living. It’s the ultimate home for the busy professional, first-time buyer, or savvy investor. Step inside to a freshly painted, sun-filled open-concept layout that’s designed for modern living. The spacious main floor flows effortlessly between the bright living room, stylish kitchen, and inviting dining area—perfect for entertaining or enjoying quiet nights in. The large breakfast bar is ideal for meal prep, casual dining, or weekend brunches with friends. A guest-friendly half bath completes the main level. Love outdoor living? Step outside to your private, fenced-in patio with a built-in privacy screen—perfect for summer BBQs or unwinding after a long day. Upstairs, you’ll find three generous bedrooms, including a standout primary retreat featuring a cozy reading nook and a walk-in closet you’ll love. Whether you need space for a home office, nursery, or guest room—this layout offers incredible flexibility. A full 4-piece bathroom finishes off the upper floor. The lower level includes laundry and a partially finished space ready for your personal touch—think home gym, studio, or extra storage. Bonus! You’ll enjoy an assigned parking stall right outside your front door plus a second leased stall (Stall #11) directly across—secured until Sept 2025 with first rights to renew at only $600/year. That’s just $1.65/day for added convenience! Homes like this—with unmatched location, smart layout, and incredible value—don’t last long. Contact your favourite real estate professional today to schedule your private showing!&#xD;
&lt;/p&gt;</description>
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      <category>Strathmore, Strathmore Real Estate</category>
      <pubDate>Tue, 03 Jun 2025 09:12:25 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/open-house-open-house-on-saturday-june-7-2025-1200pm---300pmcome-view-8705275</guid>
      <dc:date>2025-06-03T09:12:25Z</dc:date>
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    <item>
      <title>New property listed in Strathmore, Strathmore</title>
      <link>https://heartandsoldyyc.com/blog.html/new-property-listed-in-strathmore-strathmore-8694318</link>
      <description>&lt;div class='listing-banner listing-banner-NEW-BANNER' style='background-color: #1f993b' data-banner='NEW LISTING' &gt;&lt;/div&gt;&lt;p&gt;&#xD;
I have listed a new property at 209 Ranch Ridge MEADOW in Strathmore. &lt;a href="https://heartandsoldyyc.com/mylistings.html/listing.a2224083-209-ranch-ridge-meadow-strathmore-t1p-0a9.105795185"&gt;See details here&lt;/a&gt;&#xD;
&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&#xD;
Unbeatable Location. Exceptional Value. Effortless Living. Stop the search—this is "the" one! Located in a prime walkable area close to everything you need—shopping, dining, parks, and more—this beautifully maintained townhome offers the perfect combination of convenience, comfort, and care-free living. It’s the ultimate home for the busy professional, first-time buyer, or savvy investor. Step inside to a freshly painted, sun-filled open-concept layout that’s designed for modern living. The spacious main floor flows effortlessly between the bright living room, stylish kitchen, and inviting dining area—perfect for entertaining or enjoying quiet nights in. The large breakfast bar is ideal for meal prep, casual dining, or weekend brunches with friends. A guest-friendly half bath completes the main level. Love outdoor living? Step outside to your private, fenced-in patio with a built-in privacy screen—perfect for summer BBQs or unwinding after a long day. Upstairs, you’ll find three generous bedrooms, including a standout primary retreat featuring a cozy reading nook and a walk-in closet you’ll love. Whether you need space for a home office, nursery, or guest room—this layout offers incredible flexibility. A full 4-piece bathroom finishes off the upper floor. The lower level includes laundry and a partially finished space ready for your personal touch—think home gym, studio, or extra storage. Bonus! You’ll enjoy an assigned parking stall right outside your front door plus a second leased stall (Stall #11) directly across—secured until Sept 2025 with first rights to renew at only $600/year. That’s just $1.65/day for added convenience! Homes like this—with unmatched location, smart layout, and incredible value—don’t last long. Contact your favourite real estate professional today to schedule your private showing!&#xD;
&lt;/p&gt;</description>
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      <category>Strathmore, Strathmore Real Estate</category>
      <pubDate>Mon, 26 May 2025 09:13:19 GMT</pubDate>
      <guid>https://heartandsoldyyc.com/blog.html/new-property-listed-in-strathmore-strathmore-8694318</guid>
      <dc:date>2025-05-26T09:13:19Z</dc:date>
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